SBA Loans for Full-Service Restaurants: Top Lenders & Recent Approvals
NAICS 722NAICS 722 covers full-service restaurants businesses. Based on historical SBA 7(a) lending data.
Total Approvals
7,706
for Full-Service Restaurants
Median Loan Size
$260,000
per approval
Recent Activity
593
last 90 days through Dec 2025
NAICS 722 covers full-service restaurants businesses. This is one of the more actively funded industries through SBA 7(a) lending, with 7,706 approvals on record and a median loan size of $260,000.
Key trends & insights
- THE Huntington National Bank leads this industry with 108 approvals (27% market share) and a median loan of $50,000.
- Loan sizes vary dramatically by location — the median in Alaska ($500,000) is 10.0x higher than Hawaii ($50,000).
Lending trends for Full-Service Restaurants
Top lenders by historical volume
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 108 | $50,000 | |
| 2 | 31 | $35,000 | |
| 3 | 30 | $50,000 | |
| 4 | 24 | $301,600 | |
| 5 | 24 | $150,000 | |
| 6 | 18 | $25,000 | |
| 7 | 18 | $25,000 | |
| 8 | 16 | $297,000 | |
| 9 | 15 | $300,000 | |
| 10 | 13 | $150,000 | |
| 11 | 12 | $562,000 | |
| 12 | 12 | $150,000 | |
| 13 | 11 | $204,500 | |
| 14 | 11 | $589,500 | |
| 15 | 11 | $555,000 | |
| 16 | 10 | $200,000 | |
| 17 | 10 | $234,000 | |
| 18 | 9 | $360,000 | |
| 19 | 9 | $107,000 | |
| 20 | 8 | $35,000 |
Recent SBA 7(a) approvals for Full-Service Restaurants
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-12 | American Bank of Commerce | Gem*****LLC | AUSTIN, TX | $404,000 |
| 2025-12 | Wilmington Savings Fund Society FSB | PR *****LLC | PHILADELPHIA, PA | $1,210,000 |
| 2025-12 | Wilmington Savings Fund Society FSB | PR *****LLC | PHILADELPHIA, PA | $150,000 |
| 2025-12 | Columbia Bank | Soh*****LLC | SEATTLE, WA | $50,000 |
| 2025-12 | Northeast Bank | DIM*****LLC | OCEAN TOWNSHIP, NJ | $100,000 |
| 2025-12 | Newtek Bank, National Association | TNT*****LLC | Antioch, TN | $300,000 |
| 2025-12 | U.S. Bank, National Association | TAC*****LLC | PUEBLO, CO | $25,000 |
| 2025-12 | Live Oak Banking Company | TS****LC. | CLANTON, AL | $150,000 |
| 2025-12 | Bank of Hope | Nic*****Inc | GARDENA, CA | $50,000 |
| 2025-12 | TD Bank, National Association | Ero*****any | EAST RUTHERFORD, NJ | $50,000 |
| 2025-12 | First Mid Bank & Trust, National Association | Spi*****LLC | QUINCY, IL | $40,500 |
| 2025-12 | The Huntington National Bank | GM****LLC | LEONARDTOWN, MD | $2,093,000 |
| 2025-12 | Commonwealth Business Bank | MDC*****LLC | NEW YORK, NY | $2,000,000 |
| 2025-12 | Eastern Bank | ROO*****LLC | NEWBURY, MA | $150,000 |
| 2025-12 | Peoples Bank | AOA*****ion | HICKORY CREEK, TX | $664,800 |
| 2025-12 | Celtic Bank Corporation | Hou*****hen | SAN FRANCISCO, CA | $150,000 |
| 2025-12 | Celtic Bank Corporation | Fir*****use | SAINT JOSEPH, MO | $85,000 |
| 2025-12 | United Business Bank | Cho*****ers | BREA, CA | $353,000 |
| 2025-12 | Manasquan Bank | SL1****LLC | Spring Lake, NJ | $2,000,000 |
| 2025-12 | Synovus Bank | Add*****ion | WEST PALM BEACH, FL | $412,000 |
| 2025-12 | Open Bank | Pac*****ner | SAN PEDRO, CA | $680,000 |
| 2025-12 | Midflorida CU | Tha*****LLC | Lake Placid, FL | $1,436,000 |
| 2025-12 | TD Bank, National Association | Oh *****LLC | NEW YORK, NY | $25,000 |
| 2025-12 | Citizens Bank | ADW*****LLC | AUGUSTA, GA | $613,000 |
| 2025-12 | Summit State Bank | Que*****Inc | QUEEN CREEK, AZ | $1,125,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
Activity by state
State-by-state breakdown
| # | State | Approvals |
|---|---|---|
| 1 | California | 867 |
| 2 | Texas | 620 |
| 3 | New York | 495 |
| 4 | Florida | 465 |
| 5 | Ohio | 360 |
| 6 | Michigan | 296 |
| 7 | Georgia | 285 |
| 8 | Pennsylvania | 283 |
| 9 | Illinois | 278 |
| 10 | New Jersey | 254 |
| 11 | Washington | 216 |
| 12 | North Carolina | 202 |
| 13 | Massachusetts | 198 |
| 14 | Colorado | 197 |
| 15 | Minnesota | 184 |
| 16 | Indiana | 166 |
| 17 | Wisconsin | 155 |
| 18 | Arizona | 132 |
| 19 | Maryland | 131 |
| 20 | Virginia | 129 |
| 21 | Utah | 124 |
| 22 | Missouri | 122 |
| 23 | Oregon | 119 |
| 24 | South Carolina | 117 |
| 25 | Tennessee | 108 |
SBA loans for Full-Service Restaurants by state
Similar industries
Frequently asked questions about SBA loans for Full-Service Restaurants
Who are the top SBA lenders for Full-Service Restaurants?▾
Based on historical SBA 7(a) data, the most active lenders for Full-Service Restaurants (NAICS 722) include THE Huntington National Bank, U.s. Bank, National Association, Manufacturers AND Traders Trust Company, and 17 more. THE Huntington National Bank leads with 108 approved loans.
What is the typical SBA loan size for Full-Service Restaurants?▾
The median SBA 7(a) loan amount for Full-Service Restaurants businesses is $260,000, based on 7,706 total approved loans in the dataset.
Which states have the most SBA lending activity for Full-Service Restaurants?▾
California leads with 867 SBA 7(a) approvals for Full-Service Restaurants, followed by Texas (620) and New York (495).
How do I find the best SBA lender for my full-service restaurants business?▾
Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 722. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.
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