SBA Loans for Full-Service Restaurants in Michigan: Top Lenders
NAICS 722NAICS 722 covers snack and nonalcoholic beverage bars businesses in Michigan. Based on historical SBA 7(a) lending data.
Total Approvals
296
in Michigan
Median Loan Size
$195,500
per approval
Recent Activity
21
last 90 days through Nov 2025
NAICS 722 covers snack and nonalcoholic beverage bars businesses. This is a moderately active sector for SBA 7(a) lending with 296 approvals and a median loan size of $195,500.
Key trends & insights
- Full-Service Restaurants in Michigan lending is concentrated — THE Huntington National Bank, Oxford Bank, Choiceone Bank together account for 73% of all approvals. If you're in this industry, these are your highest-probability lenders.
- THE Huntington National Bank leads this industry with 137 approvals (63% market share) and a median loan of $50,000.
- Full-Service Restaurants in Michigan loans skew smaller than the SBA average at $195,500 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.
Most active SBA lenders for Full-Service Restaurants in Michigan
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 137 | $50,000 | |
| 2 | 12 | $252,500 | |
| 3 | 9 | $340,000 | |
| 4 | 5 | $105,000 | |
| 5 | 4 | $105,600 | |
| 6 | 4 | $496,000 | |
| 7 | 4 | $200,000 | |
| 8 | 4 | $170,000 | |
| 9 | 4 | $256,850 | |
| 10 | 3 | $690,000 | |
| 11 | 3 | $50,000 | |
| 12 | 3 | $324,000 | |
| 13 | 3 | $321,000 | |
| 14 | 3 | $150,000 | |
| 15 | 3 | $450,000 | |
| 16 | 3 | $30,000 | |
| 17 | 3 | $50,000 | |
| 18 | 3 | $416,500 | |
| 19 | 3 | $350,000 | |
| 20 | 3 | $145,000 |
Recent SBA 7(a) approvals for Full-Service Restaurants in Michigan
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-12 | Oxford Bank | CKG*****LLC | TROY, MI | $25,000 |
| 2025-12 | 4Front Credit Union | Rob*****LLC | MUSKEGON, MI | $150,000 |
| 2025-12 | Community Choice CU | PGP*****LLC | Grosse Pointe, MI | $1,551,000 |
| 2025-12 | Michigan Schools and Government Credit Union | OM *****LLC | Ann Arbor, MI | $300,000 |
| 2025-12 | The Huntington National Bank | WAJ*****LC. | ANN ARBOR, MI | $46,000 |
| 2025-12 | ChoiceOne Bank | OG *****Inc | OXFORD, MI | $280,000 |
| 2025-12 | The Huntington National Bank | PR3*****LLC | ANN ARBOR, MI | $50,000 |
| 2025-12 | The Huntington National Bank | PR3*****LLC | ANN ARBOR, MI | $350,000 |
| 2025-11 | The Huntington National Bank | WAJ*****LC. | ANN ARBOR, MI | $46,000 |
| 2025-11 | Fifth Third Bank | UAP*****nc. | BERKLEY, MI | $100,000 |
| 2025-11 | Horizon Bank | SWE*****LLC | STANDISH, MI | $81,500 |
| 2025-11 | ChoiceOne Bank | Sip*****LLC | IMLAY CITY, MI | $222,500 |
| 2025-11 | Readycap Lending, LLC | FLA*****LLC | DAVISON, MI | $707,300 |
| 2025-11 | The Huntington National Bank | THE*****LLC | BAY CITY, MI | $50,000 |
| 2025-11 | Community Choice CU | Lit*****LLC | Warren, MI | $203,500 |
| 2025-11 | The Huntington National Bank | HAR*****LLC | BAY CITY, MI | $50,000 |
| 2025-11 | The Huntington National Bank | THE*****LLC | BAY CITY, MI | $50,000 |
| 2025-11 | Union Bank | M&G*****LLC | Lake Odessa, MI | $350,000 |
| 2025-11 | The Huntington National Bank | FUL*****LLC | WYOMING, MI | $148,500 |
| 2025-11 | ChoiceOne Bank | DA***LLC | TROY, MI | $226,500 |
| 2025-11 | The Huntington National Bank | Saj*****LLC | GARDEN CITY, MI | $144,000 |
| 2025-11 | The Huntington National Bank | Lul*****LLC | SAND LAKE, MI | $68,000 |
| 2025-11 | Independent Bank | Fre*****LLC | NORTHPORT, MI | $576,000 |
| 2025-09 | The Huntington National Bank | Gan*****LLC | BYRON CENTER, MI | $619,600 |
| 2025-09 | Horizon Bank | Fam*****LLC | LA SALLE, MI | $660,200 |
| 2025-09 | Readycap Lending, LLC | Sco*****ies | DEARBORN, MI | $50,000 |
| 2025-09 | Merchants Bank of Indiana | TWI*****INC | BATTLE CREEK, MI | $2,630,000 |
| 2025-09 | First National Bank of Pennsylvania | Ren*****LLC | PORTAGE, MI | $1,269,000 |
| 2025-09 | Comerica Bank | JIS****INC | EAST LANSING, MI | $75,000 |
| 2025-09 | Omni Community Credit Union | Car*****hip | Detroit, MI | $970,600 |
| 2025-09 | Bankwell Bank | Fir*****LLC | Comstock Park, MI | $230,000 |
| 2025-09 | Honor CU | Win*****LLC | Kalamazoo, MI | $300,000 |
| 2025-09 | KeyBank National Association | A1 *****LLC | Dearborn Heights, MI | $10,000 |
| 2025-09 | The Huntington National Bank | JJN*****LLC | BLOOMFIELD HILLS, MI | $50,000 |
| 2025-09 | The Huntington National Bank | JJN*****LLC | BLOOMFIELD HILLS, MI | $484,000 |
| 2025-09 | The Farmers and Merchants State Bank | HCM*****LLC | Dearborn Heights, MI | $501,000 |
| 2025-09 | The Huntington National Bank | Ja****LLC | CANTON, MI | $150,000 |
| 2025-09 | First State Bank | Way*****LLC | DETROIT, MI | $477,600 |
| 2025-09 | First Savings Bank | LAK*****INN | DOWAGIAC, MI | $707,000 |
| 2025-09 | The Huntington National Bank | Fam*****INC | CANTON, MI | $50,000 |
| 2025-09 | The Huntington National Bank | RES*****LLC | CHESANING, MI | $50,000 |
| 2025-09 | The Huntington National Bank | Fam*****INC | CANTON, MI | $47,100 |
| 2025-09 | The Huntington National Bank | MAC*****LLC | CHESANING, MI | $613,800 |
| 2025-08 | The Huntington National Bank | COF*****LLC | HAZEL PARK, MI | $169,000 |
| 2025-08 | The Huntington National Bank | T&J*****LLC | VASSAR, MI | $346,500 |
| 2025-08 | The Huntington National Bank | T&J*****LLC | VASSAR, MI | $25,000 |
| 2025-08 | The Huntington National Bank | COF*****LLC | HAZEL PARK, MI | $25,000 |
| 2025-08 | The Huntington National Bank | KAN*****LLC | ANN ARBOR, MI | $50,000 |
| 2025-08 | The Huntington National Bank | KAN*****LLC | ANN ARBOR, MI | $251,000 |
| 2025-08 | Eaton Community Bank | Sid*****sen | Charlotte, MI | $500,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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