Citizens Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
340
by Citizens Bank
Total Volume
$237,288,300
approved amount
Median Loan Size
$472,350
per approval
Recent Activity
20
last 90 days through Dec 2025
Citizens Bank is a national lender active across 37 states lending across 39 different industries. With 340 SBA 7(a) approvals and a typical loan size of $472,350, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Citizens Bank's SBA 7(a) lending history
Accelerating SBA activity
Citizens Bank's SBA lending is trending up — 122 approvals in the last 6 months vs. 97 in the prior period (+26%). Increasing volume can signal improved capacity and appetite for new borrowers.
Sweet spot: $350K–$1M loans
56% of Citizens Bank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $477,000, with the middle 50% of loans between $337,000 and $705,900. If your loan request is in this range, you may see a faster, smoother process.
Active SBA participant
Citizens Bank has 340 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Nationwide reach (37 states)
Citizens Bank has funded SBA loans in 37 states, giving them broad geographic coverage. Their highest concentration is in Florida (12% of loans). National lenders typically accept applications from anywhere in the U.S.
Diversified: 39 industries served
Citizens Bank lends across 39 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Citizens Bank
Loan size distribution
Based on 1,000 SBA 7(a) approvals
Summary
Median (50th percentile)
$477,000
25th percentile
$337,000
75th percentile
$705,900
Average
$698,622
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Florida | 40 |
| 2 | Texas | 39 |
| 3 | North Carolina | 28 |
| 4 | California | 27 |
| 5 | Georgia | 25 |
| 6 | Colorado | 14 |
| 7 | Arizona | 12 |
| 8 | Wisconsin | 12 |
| 9 | Utah | 11 |
| 10 | South Carolina | 11 |
| 11 | Louisiana | 11 |
| 12 | Illinois | 11 |
| 13 | Washington | 10 |
| 14 | Virginia | 10 |
| 15 | Michigan | 9 |
| 16 | Tennessee | 9 |
| 17 | New York | 8 |
| 18 | New Jersey | 7 |
| 19 | Indiana | 7 |
| 20 | Ohio | 6 |
| 21 | Missouri | 6 |
| 22 | Maryland | 4 |
| 23 | Nevada | 4 |
| 24 | Oregon | 3 |
| 25 | Idaho | 2 |
Citizens Bank by industry
Industry focus
Recent SBA 7(a) approvals by Citizens Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | Sil*****LLC | LOCUST, NC | Security Systems Services (except Locksmiths) | $2,574,500 |
| 2025-12 | SMI*****LLC | LEXINGTON, KY | — | $659,300 |
| 2025-12 | For*****LLC | CHANTILLY, VA | Offices of Chiropractors | $1,569,100 |
| 2025-12 | Low*****Inc | CHARLOTTE, NC | Fitness and Recreational Sports Centers | $670,000 |
| 2025-12 | For*****LLC | CHARLOTTE, NC | Full-Service Restaurants | $350,000 |
| 2025-12 | Fox*****LLC | DETROIT, MI | All Other Miscellaneous Ambulatory Health Care Services | $275,000 |
| 2025-12 | Swi*****LLC | LOUISVILLE, CO | All Other Amusement and Recreation Industries | $488,400 |
| 2025-12 | HH *****LLC | SUGAR LAND, TX | All Other Amusement and Recreation Industries | $645,000 |
| 2025-12 | Com*****LLC | PAGE, AZ | Hotels (except Casino Hotels) and Motels | $4,793,000 |
| 2025-12 | Leg*****Inc | ROCKY MOUNT, VA | Residential Remodelers | $284,400 |
| 2025-12 | ADW*****LLC | AUGUSTA, GA | Snack and Nonalcoholic Beverage Bars | $613,000 |
| 2025-12 | Tbo*****LLC | HALLANDALE, FL | All Other Amusement and Recreation Industries | $505,000 |
| 2025-12 | Lim*****nc. | WEST VALLEY CITY, UT | — | $348,900 |
| 2025-12 | Coo*****LLC | GRANADA HILLS, CA | Snack and Nonalcoholic Beverage Bars | $994,500 |
| 2025-12 | Mid*****LLC | DOWNERS GROVE, IL | Fitness and Recreational Sports Centers | $663,200 |
| 2025-11 | Wre*****Inc | ROBBINSVILLE, NC | Hotels (except Casino Hotels) and Motels | $353,000 |
| 2025-11 | Mon*****rp. | BUDA, TX | Residential Remodelers | $441,000 |
| 2025-11 | Ka***LLC | SAINT LOUIS, MO | Specialized Freight (except Used Goods) Trucking, Local | $483,800 |
| 2025-11 | Mid*****LLC | SOUTHAVEN, MS | Other Services to Buildings and Dwellings | $333,200 |
| 2025-11 | XCL*****LLC | LAKE WORTH BEACH, FL | Solid Waste Collection | $241,000 |
| 2025-11 | WAY*****LLC | SUNRIVER, OR | Limited-Service Restaurants | $847,000 |
| 2025-11 | Eas*****LLC | DETROIT, MI | Offices of Physicians (except Mental Health Specialists) | $558,700 |
| 2025-11 | Mis*****LLC | CHESAPEAKE, VA | Fitness and Recreational Sports Centers | $607,300 |
| 2025-11 | KP***LLC | MILLSTONE TOWNSHIP, NJ | — | $4,434,100 |
| 2025-11 | Hea****LLC | SOUTH JORDAN, UT | Offices of Chiropractors | $905,000 |
| 2025-11 | Ath*****LLC | HOOVER, AL | Private Mail Centers | $396,600 |
| 2025-11 | Mas*****LLC | YUMA, AZ | Offices of All Other Miscellaneous Health Practitioners | $253,000 |
| 2025-11 | RTR*****LLC | HAPEVILLE, GA | Snack and Nonalcoholic Beverage Bars | $396,200 |
| 2025-11 | 528*****LLC | BROOMFIELD, CO | Barber Shops | $800,700 |
| 2025-11 | ZUB****ORP | GARLAND, TX | Soap and Other Detergent Manufacturing | $2,719,400 |
| 2025-11 | RBP*****LLC | DURHAM, NC | Private Mail Centers | $339,300 |
| 2025-11 | Eas*****LLC | LANCASTER, PA | Fitness and Recreational Sports Centers | $410,500 |
| 2025-11 | TCF*****LLC | LARGO, FL | Fitness and Recreational Sports Centers | $651,000 |
| 2025-11 | The*****LLC | SAN DIEGO, CA | Fitness and Recreational Sports Centers | $350,000 |
| 2025-11 | Bab*****.C. | NASHVILLE, TN | Fitness and Recreational Sports Centers | $856,600 |
| 2025-11 | Cre*****nc. | DENISON, TX | Administrative Management and General Management Consulting Services | $279,500 |
| 2025-11 | Aqu*****LLC | BRUNSWICK, OH | Remediation Services | $205,300 |
| 2025-11 | Dev*****LLC | HINSDALE, IL | Offices of Chiropractors | $218,000 |
| 2025-09 | BBE*****LLC | SARASOTA, FL | Snack and Nonalcoholic Beverage Bars | $406,000 |
| 2025-09 | Smo*****LLC | SPRINGDALE, OH | Snack and Nonalcoholic Beverage Bars | $652,500 |
| 2025-09 | NEL*****LLC | RIVERVIEW, FL | Janitorial Services | $259,200 |
| 2025-09 | GOL*****INC | FORT WORTH, TX | — | $2,000,300 |
| 2025-09 | Gra*****LLC | MERRIMAC, MA | Services for the Elderly and Persons with Disabilities | $337,500 |
| 2025-09 | JMT****LLC | OAK POINT, TX | — | $757,700 |
| 2025-09 | Pow*****rp. | BRENTWOOD, CA | Electrical Contractors | $230,300 |
| 2025-09 | Dao*****LLC | FORT MILL, SC | Plumbing, Heating, and Air-Conditioning Contractors | $450,000 |
| 2025-08 | Hou*****nc. | WARRENTON, OR | Other Services to Buildings and Dwellings | $423,500 |
| 2025-08 | BON*****LLC | CINCINNATI, OH | Fitness and Recreational Sports Centers | $426,000 |
| 2025-08 | The*****LLC | HEBER CITY, UT | — | $350,000 |
| 2025-08 | New***** Co | MORTON GROVE, IL | General Automotive Repair | $1,780,800 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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