PNC Bank, National Association: SBA Lending Activity & Industry Focus

Nationwide (29 states)Small loan specialistRecently activeDiverse industry mix

Based on historical SBA 7(a) lending data.

Total Approvals

655

by PNC Bank, National Association

Total Volume

$227,309,600

approved amount

Median Loan Size

$50,000

per approval

Recent Activity

last 90 days through Dec 2025

Active SBA Lender

PNC Bank, National Association is a national lender active across 29 states lending across 60 different industries. With 655 SBA 7(a) approvals and a typical loan size of $50,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from PNC Bank, National Association's SBA 7(a) lending history

Sweet spot: Under $50K loans

42% of PNC Bank, National Association's SBA loans fall in the Under $50K range. Their typical loan (median) is $50,000, with the middle 50% of loans between $25,000 and $350,000. If your loan request is in this range, you may see a faster, smoother process.

Declining SBA activity

PNC Bank, National Association's SBA lending has slowed recently — 19 approvals in the last 6 months vs. 45 in the prior period (-58%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.

Active SBA participant

PNC Bank, National Association has 655 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.

Nationwide reach (29 states)

PNC Bank, National Association has funded SBA loans in 29 states, giving them broad geographic coverage. Their highest concentration is in Texas (18% of loans). National lenders typically accept applications from anywhere in the U.S.

Smaller loan specialist

PNC Bank, National Association's median loan of $50,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Diversified: 60 industries served

PNC Bank, National Association lends across 60 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for PNC Bank, National Association

↓ 58%loan volume YoY

↓ 38%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 698 SBA 7(a) approvals

Under $50K291 (42%)

$50K–$150K149 (21%)

$150K–$350K78 (11%)

$350K–$1M118 (17%)

$1M–$5M61 (9%)

Over $5M1 (0%)

Summary

Median (50th percentile)

$50,000

25th percentile

$25,000

75th percentile

$350,000

Average

$342,675

Typical range

$25,000

$350,000

States served

TX115 PA68 NJ66 OH60 FL56 AZ34 NC31 MD31 MI30 IL27 CA19 AL18 IN15 DE12 CO10 KY10 VA9 GA9 MO8 NY6 WV5 WI4 DC4 NM3 UT1 MS1 SC1 MA1 AR1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	Texas	115	$828,000
2	Pennsylvania	68	$342,350
3	New Jersey	66	$30,000
4	Ohio	60	$205,000
5	Florida	56	$350,500
6	Arizona	34	$100,000
7	North Carolina	31	$20,000
8	Maryland	31	$50,000
9	Michigan	30	$40,000
10	Illinois	27	$22,500
11	California	19	$1,731,000
12	Alabama	18	$37,500
13	Indiana	15	$50,000
14	Delaware	12	$25,000
15	Colorado	10	$1,860,000
16	Kentucky	10	$30,000
17	Virginia	9	$40,000
18	Georgia	9	$502,500
19	Missouri	8	$433,050
20	New York	6	$50,000
21	West Virginia	5	$346,000
22	Wisconsin	4	$145,000
23	District of Columbia	4	$30,000
24	New Mexico	3	$250,000
25	Utah	1	$2,349,600

PNC Bank, National Association by industry

Structural Steel and Precast Concrete Contractors85 approvals Outpatient Mental Health and Substance Abuse Centers69 approvals Veterinary Services69 approvals Snack and Nonalcoholic Beverage Bars65 approvals Residential Remodelers47 approvals Pet Care (except Veterinary) Services37 approvals Toy and Hobby Goods and Supplies Merchant Wholesalers26 approvals Used Household and Office Goods Moving25 approvals Other Services to Buildings and Dwellings22 approvals Other Personal and Household Goods Repair and Maintenance22 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Structural Steel and Precast Concrete Contractors	238	85
2	Outpatient Mental Health and Substance Abuse Centers	621	69
3	Veterinary Services	541	69
4	Snack and Nonalcoholic Beverage Bars	722	65
5	Residential Remodelers	236	47
6	Pet Care (except Veterinary) Services	812	37
7	Toy and Hobby Goods and Supplies Merchant Wholesalers	423	26
8	Used Household and Office Goods Moving	484	25
9	Other Services to Buildings and Dwellings	561	22
10	Other Personal and Household Goods Repair and Maintenance	811	22

Recent SBA 7(a) approvals by PNC Bank, National Association

Month	Borrower	Location	Industry	Amount
2025-12	NOL*****ING	SONORA, CA	Plumbing, Heating, and Air-Conditioning Contractors	$179,000
2025-11	COR*****LLC	PITTSBURGH, PA	Full-Service Restaurants	$395,700
2025-08	zEn*****LLC	MIDDLETOWN, DE	Other Personal Care Services	$20,000
2025-08	Hau*****.C.	ALBUQUERQUE, NM	Plumbing, Heating, and Air-Conditioning Contractors	$250,000
2025-08	Pen*****nc.	CINCINNATI, OH	Sign Manufacturing	$150,000
2025-08	GLJ*****LLC	LOUISVILLE, KY	Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Sta	$209,000
2025-08	Cro*****LLC	EAST HANOVER, NJ	Electrical Contractors	$400,000
2025-08	MAI*****LLC	CHERRY HILL, NJ	Home Health Care Services	$187,700
2025-08	SWE*****LLC	WARREN, OH	Full-Service Restaurants	$210,000
2025-08	ACC*****NC.	WEST CHESTER, OH	Iron and Steel Mills and Ferroalloy Manufacturing	$250,000
2025-08	Fal*****LLC	DUBLIN, CA	All Other Amusement and Recreation Industries	$489,000
2025-08	Hal*****nc.	JACKSON, CA	Electrical Contractors	$75,000
2025-06	SUM*****LLC	FORT WAYNE, IN	Electrical Contractors	$25,000
2025-06	Sat*****Inc	PHOENIX, AZ	Independent Artists, Writers, and Performers	$235,000
2025-06	Bar*****LLC	GEORGETOWN, TX	Breweries	$75,000
2025-05	MAR*****LLC	BLOOMFIELD, NJ	Offices of Lawyers	$842,700
2025-05	27P*****LLC	LOMBARD, IL	Snack and Nonalcoholic Beverage Bars	$352,700
2025-05	WOL*****ION	TINLEY PARK, IL	Finish Carpentry Contractors	$100,000
2025-04	ELE*****NC.	GREAT MILLS, MD	Engineering Services	$350,000
2025-03	JLL*****LLC	Media, PA	Insurance Agencies and Brokerages	$459,000
2025-03	RSC*****LLC	CHANTILLY, VA	Computer Systems Design Services	$200,000
2025-03	Hoo*****LLC	CARY, NC	—	$450,000
2025-03	ADA*****NC.	SELLERSBURG, IN	All Other Specialty Trade Contractors	$50,000
2025-03	DIN*****NC.	MEDIA, PA	Museums	$500,000
2025-03	Hoo*****LLC	BELMONT, NC	—	$400,000
2025-03	SUN*****LLC	CANONSBURG, PA	Home Health Care Services	$5,000,000
2025-03	Tri*****nc.	CHICAGO, IL	Beauty Salons	$188,000
2025-03	Ket*****LLC	NORTH BEACH, MD	Full-Service Restaurants	$100,000
2025-03	SEC*****LLC	SOMERVILLE, NJ	Beauty Salons	$900,000
2025-03	BLA*****LLC	ALLENTOWN, PA	Other Activities Related to Real Estate	$20,000
2025-03	SQU*****LLC	ANN ARBOR, MI	Child Day Care Services	$730,000
2025-03	Aut*****LLC	PRINCETON, NC	General Automotive Repair	$405,000
2025-03	GES*****LLC	EATON RAPIDS, MI	Landscaping Services	$20,000
2025-03	YAN*****LLC	TAMPA, FL	—	$50,000
2025-03	Car*****LLC	BEAR, DE	Electrical Contractors	$200,000
2025-02	Ham*****nc.	WESTHAMPTON BEACH, NY	Food Service Contractors	$300,000
2025-02	TTW*****INC	SAINT JOHNS, FL	Commercial and Institutional Building Construction	$50,000
2025-02	Ov***	TROY, MI	Commercial Photography	$765,000
2025-02	DIP*****.C.	PITTSBURGH, PA	Offices of Certified Public Accountants	$100,000
2025-02	MIR*****LLC	CHICAGO, IL	Full-Service Restaurants	$207,000
2025-02	ICE*****MAN	CORPUS CHRISTI, TX	Ice Cream and Frozen Dessert Manufacturing	$20,000
2025-02	HAP*****LLC	MEDFORD, NJ	Pet Care (except Veterinary) Services	$20,000
2025-02	Tai*****LLC	BEDFORD, OH	—	$20,000
2025-01	YVO*****LLC	SAINT CHARLES, IL	Services for the Elderly and Persons with Disabilities	$20,000
2025-01	NEL*****.A.	ORLANDO, FL	Offices of Dentists	$50,000
2025-01	Dim*****LLC	DUBLIN, OH	—	$30,000
2025-01	CG *****LLC	HARRISBURG, PA	Painting and Wall Covering Contractors	$25,000
2025-01	Lon*****any	PITTSBURGH, PA	Residential Remodelers	$35,000
2025-01	Bar*****LLC	DAYTON, OH	Machine Shops	$298,000
2025-01	Bar*****LLC	DAYTON, OH	Machine Shops	$20,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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