SBA Loans for Jewelry Stores: Top Lenders & Recent Approvals

NAICS 448

NAICS 448 covers jewelry stores businesses. Based on historical SBA 7(a) lending data.

Total Approvals

284

for Jewelry Stores

Median Loan Size

$88,200

per approval

Recent Activity

last 90 days through Nov 2025

NAICS 448 covers jewelry stores businesses. This is a moderately active sector for SBA 7(a) lending with 284 approvals and a median loan size of $88,200.

Key trends & insights

SBA lending to jewelry stores businesses declined 57% year-over-year — from 42 to 18 approvals.
Total SBA dollars flowing into this industry increased by 48% year-over-year, reaching $9,587,500 in the trailing 12 months.
TD Bank, National Association leads this industry with 33 approvals (18% market share) and a median loan of $25,000.
The typical loan size for jewelry stores has increased 397% — average median moving from $154,083 to $766,208.
Loan sizes vary dramatically by location — the median in Missouri ($376,750) is 15.1x higher than Connecticut ($25,000).

Lending trends for Jewelry Stores

↓ 57%loan volume YoY

↑ 48%dollar volume YoY

Total loaned ($)

Median loan size

Top lenders by historical volume

#	Lender	Approvals	Median Size	Recent	Top States
1	TD Bank, National Association	33	$25,000	—	NY, PA, FL
2	U.s. Bank, National Association	29	$25,000	—	CA, MN, WI
3	THE Huntington National Bank	25	$50,000	—	MI, OH, IL
4	Manufacturers AND Traders Trust Company	15	$60,000	—	NY, CT, VA
5	Bayfirst National Bank	15	$150,000	—	CA, NY, LA
6	Jpmorgan Chase Bank, National Association	9	$200,000	—	NY, CO, NJ
7	Wells Fargo Bank, National Association	7	$10,000	—	FL, CA, TX
8	Keybank, National Association	6	$250,000	—	IN, CO, WA
9	Cadence Bank	6	$350,000	—	NJ, VA, AZ
10	Newtek Small Business Finance, INC.	4	$100,000	—	NJ, OK, IL
11	Regions Bank	4	$301,800	—	FL, TN
12	Citizens Bank	4	$377,800	—	FL, LA, VA
13	First Financial Bank	4	$364,000	—	OH, TX, SC
14	PNC Bank, National Association	4	$50,000	—	FL, AL, TX
15	Community Trust Bank, INC.	4	$80,000	—	KY
16	Tompkins Community Bank	3	$125,000	—	NY
17	Columbia Bank	3	$25,000	—	WA, OR
18	BMO Bank, National Association	3	$1,520,200	—	CA, OR, AZ
19	Fnbc Bank	3	$164,900	—	AR
20	Bank OF Hope	2	$150,000	—	CA

Recent SBA 7(a) approvals for Jewelry Stores

Month	Lender	Borrower	Location	Amount
2025-11	Grasshopper Bank National Association	LEV*****ING	MOONACHIE, NJ	$350,000
2025-03	TD Bank, National Association	Min*****LLC	PHILADELPHIA, PA	$80,000
2025-01	TD Bank, National Association	Tid*****LLC	OCEAN CITY, MD	$25,000
2024-10	TD Bank, National Association	RYN*****LLC	BROOKLYN, NY	$25,000
2024-08	TD Bank, National Association	Soc*****Inc	MONROE, NY	$140,000
2024-07	Newtek Bank, National Association	New*****nc.	FARMINGTON HILLS, MI	$185,000
2024-06	BayFirst National Bank	Wat*****LLC	ALPHARETTA, GA	$3,500,000
2024-02	The Huntington National Bank	Bel*****LLC	UPPER SANDUSKY, OH	$148,000
2024-02	City National Bank	H.S*****LLC	LOS ANGELES, CA	$4,241,500
2023-12	TD Bank, National Association	G a*****Inc	PHILADELPHIA, PA	$36,000
2023-11	Banco Popular de Puerto Rico	JAY*****EDO	AGUADA, PR	$535,900
2023-11	TD Bank, National Association	Sty*****LLC	PHILADELPHIA, PA	$20,000
2023-08	TD Bank, National Association	Jew*****LLC	BALTIMORE, MD	$25,000
2023-08	TD Bank, National Association	Ros*****nc.	MONROE, NY	$15,000
2023-06	TD Bank, National Association	Dha****LLC	LANSDALE, PA	$50,000
2023-06	BayFirst National Bank	Add*****LLC	ALEXANDRIA, LA	$51,100
2023-06	TD Bank, National Association	Gir*****LLC	EASLEY, SC	$10,000
2023-06	BayFirst National Bank	Ron*****LLC	KENNER, LA	$150,000
2023-05	JPMorgan Chase Bank, National Association	SUP*****ORP	SOUTH HACKENSACK, NJ	$80,000
2023-05	BayFirst National Bank	USC*****Inc	LOS ANGELES, CA	$150,000
2023-05	JPMorgan Chase Bank, National Association	SKK*****REL	LOS ANGELES, CA	$181,000
2023-04	BayFirst National Bank	GOL*****NC.	ANNANDALE, VA	$150,000
2023-03	BayFirst National Bank	Don*****LLC	WOODLAND HILLS, CA	$150,000
2023-02	BayFirst National Bank	CRE*****NC.	LOS ANGELES, CA	$150,000
2023-02	TD Bank, National Association	VVS*****LLC	PHILADELPHIA, PA	$25,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Activity by state

NY32 CA26 FL18 OH18 MI12 NJ11 CO11 TX11 PA11 MN10 IL9 VA8 MO8 AR7 WA6 OK6 MA5 OR5 IN5 LA5 CT5 WI4 AL4 KY4 SC4 UT4 SD3 AZ3 GA3 PR3 TN3 DE3 NC2 MD2 NM2 ID2 DC2 IA1 KS1 NV1 AK1 NE1 MS1 HI1

Less active

More active

State-by-state breakdown

#	State	Approvals	Median Size	#1 Lender	Last 90 Days
1	New York	32	$65,000	TD Bank, National Association11 approvals	—
2	California	26	$248,000	U.s. Bank, National Association5 approvals	—
3	Florida	18	$50,000	TD Bank, National Association5 approvals	—
4	Ohio	18	$55,500	THE Huntington National Bank9 approvals	—
5	Michigan	12	$50,000	THE Huntington National Bank10 approvals	—
6	New Jersey	11	$100,000	Manufacturers AND Traders Trust Company2 approvals	1
7	Colorado	11	$50,000	U.s. Bank, National Association3 approvals	—
8	Texas	11	$75,000	PNC Bank, National Association1 approvals	—
9	Pennsylvania	11	$50,000	TD Bank, National Association7 approvals	—
10	Minnesota	10	$53,150	U.s. Bank, National Association4 approvals	—
11	Illinois	9	$100,000	THE Huntington National Bank3 approvals	—
12	Virginia	8	$112,500	Manufacturers AND Traders Trust Company2 approvals	—
13	Missouri	8	$376,750	Sullivan Bank2 approvals	—
14	Arkansas	7	$26,000	Fnbc Bank3 approvals	—
15	Washington	6	$32,900	Columbia Bank2 approvals	—
16	Oklahoma	6	$130,000	Bancfirst2 approvals	—
17	Massachusetts	5	$50,000	Rockland Trust Company2 approvals	—
18	Oregon	5	$30,000	U.s. Bank, National Association2 approvals	—
19	Indiana	5	$234,000	Keybank, National Association2 approvals	—
20	Louisiana	5	$171,700	Bayfirst National Bank2 approvals	—
21	Connecticut	5	$25,000	Manufacturers AND Traders Trust Company3 approvals	—
22	Wisconsin	4	$40,000	U.s. Bank, National Association4 approvals	—
23	Alabama	4	$142,500	PNC Bank, National Association1 approvals	—
24	Kentucky	4	$52,500	Community Trust Bank, INC.4 approvals	—
25	South Carolina	4	$87,500	TD Bank, National Association3 approvals	—

SBA loans for Jewelry Stores by state

Jewelry Stores in New York32 approvals Jewelry Stores in California26 approvals Jewelry Stores in Florida18 approvals Jewelry Stores in Ohio18 approvals Jewelry Stores in Michigan12 approvals Jewelry Stores in New Jersey11 approvals Jewelry Stores in Colorado11 approvals Jewelry Stores in Texas11 approvals Jewelry Stores in Pennsylvania11 approvals Jewelry Stores in Minnesota10 approvals

Similar industries

All Other Specialty Food Stores

NAICS 445 · 2,259 approvals

Boat Dealers

NAICS 441 · 720 approvals

Nursery and Garden Centers

NAICS 444 · 486 approvals

Gasoline Stations with Convenience Stores

NAICS 447 · 362 approvals

NAICS 449

NAICS 449 · 345 approvals

Pharmacies and Drug Stores

NAICS 446 · 263 approvals

All Other Home Furnishings Stores

NAICS 442 · 167 approvals

Electronics Stores

NAICS 443 · 46 approvals

Frequently asked questions about SBA loans for Jewelry Stores

Who are the top SBA lenders for Jewelry Stores?▾

Based on historical SBA 7(a) data, the most active lenders for Jewelry Stores (NAICS 448) include TD Bank, National Association, U.s. Bank, National Association, THE Huntington National Bank, and 17 more. TD Bank, National Association leads with 33 approved loans.

What is the typical SBA loan size for Jewelry Stores?▾

The median SBA 7(a) loan amount for Jewelry Stores businesses is $88,200, based on 284 total approved loans in the dataset.

Which states have the most SBA lending activity for Jewelry Stores?▾

New York leads with 32 SBA 7(a) approvals for Jewelry Stores, followed by California (26) and Florida (18).

How do I find the best SBA lender for my jewelry stores business?▾

Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 448. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.

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