SBA Loans for Jewelry Stores: Top Lenders & Recent Approvals
NAICS 448NAICS 448 covers jewelry stores businesses. Based on historical SBA 7(a) lending data.
Total Approvals
284
for Jewelry Stores
Median Loan Size
$88,200
per approval
Recent Activity
1
last 90 days through Nov 2025
NAICS 448 covers jewelry stores businesses. This is a moderately active sector for SBA 7(a) lending with 284 approvals and a median loan size of $88,200.
Key trends & insights
- SBA lending to jewelry stores businesses declined 61% year-over-year — from 67 to 26 approvals.
- Total SBA dollars flowing into this industry increased by 22% year-over-year, reaching $12,228,500 in the trailing 12 months.
- TD Bank, National Association leads this industry with 97 approvals (18% market share) and a median loan of $25,000.
- The typical loan size for jewelry stores has increased 474% — average median moving from $92,625 to $531,708.
- Loan sizes vary dramatically by location — the median in Missouri ($376,750) is 15.1x higher than Connecticut ($25,000).
Lending trends for Jewelry Stores
Top lenders by historical volume
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 97 | $25,000 | |
| 2 | 86 | $30,000 | |
| 3 | 78 | $50,000 | |
| 4 | 48 | $50,000 | |
| 5 | 45 | $10,000 | |
| 6 | 42 | $150,000 | |
| 7 | 26 | $170,000 | |
| 8 | 17 | $135,000 | |
| 9 | 17 | $50,000 | |
| 10 | 17 | $350,000 | |
| 11 | 9 | $50,000 | |
| 12 | 8 | $377,800 | |
| 13 | 7 | $150,000 | |
| 14 | 7 | $40,000 | |
| 15 | 7 | $50,000 | |
| 16 | 7 | $170,000 | |
| 17 | 7 | $130,000 | |
| 18 | 6 | $1,848,400 | |
| 19 | 6 | $2,195,000 | |
| 20 | 6 | $364,000 |
Recent SBA 7(a) approvals for Jewelry Stores
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-11 | Grasshopper Bank National Association | LEV*****ING | MOONACHIE, NJ | $350,000 |
| 2025-04 | BayFirst National Bank | Coa*****iss | HILTON HEAD ISLAND, SC | $248,000 |
| 2025-03 | TD Bank, National Association | Min*****LLC | PHILADELPHIA, PA | $80,000 |
| 2025-01 | TD Bank, National Association | Tid*****LLC | OCEAN CITY, MD | $25,000 |
| 2025-01 | TD Bank, National Association | JR***INC | NEW CITY, NY | $135,000 |
| 2024-11 | Readycap Lending, LLC | DEB*****INS | MEDIA, PA | $50,000 |
| 2024-10 | TD Bank, National Association | RYN*****LLC | BROOKLYN, NY | $25,000 |
| 2024-10 | The Huntington National Bank | Ell*****LLC | MARBLE FALLS, TX | $167,000 |
| 2024-10 | The Huntington National Bank | Ell*****LLC | MARBLE FALLS, TX | $20,000 |
| 2024-08 | Byline Bank | Sob*****LLC | EAGAN, MN | $400,000 |
| 2024-08 | TD Bank, National Association | The*****LLC | NEWTOWN SQUARE, PA | $15,000 |
| 2024-08 | TD Bank, National Association | Soc*****Inc | MONROE, NY | $140,000 |
| 2024-07 | Truist Bank | Can*****LLC | CANTON, OH | $1,198,000 |
| 2024-07 | TD Bank, National Association | Dir*****LLC | MAMARONECK, NY | $125,000 |
| 2024-07 | Truist Bank | Can*****LLC | CANTON, OH | $100,000 |
| 2024-07 | TD Bank, National Association | Ana*****ing | NEW CASTLE, DE | $20,000 |
| 2024-07 | Newtek Bank, National Association | New*****nc. | FARMINGTON HILLS, MI | $185,000 |
| 2024-06 | TD Bank, National Association | Ana*****ing | NEW CASTLE, DE | $20,000 |
| 2024-06 | BayFirst National Bank | Wat*****LLC | ALPHARETTA, GA | $3,500,000 |
| 2024-06 | TD Bank, National Association | Div*****LLC | ISELIN, NJ | $25,000 |
| 2024-06 | Newtek Bank, National Association | OMO*****INC | FRANKLIN, TN | $325,000 |
| 2024-05 | First Bank | Onc*****ild | WILMINGTON, NC | $651,000 |
| 2024-05 | TD Bank, National Association | Bai*****LLC | FAIRFIELD, CT | $25,000 |
| 2024-03 | TD Bank, National Association | Rik*****LLC | BROOKLYN, NY | $10,000 |
| 2024-02 | The Huntington National Bank | Bel*****LLC | UPPER SANDUSKY, OH | $148,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
Activity by state
State-by-state breakdown
| # | State | Approvals |
|---|---|---|
| 1 | New York | 32 |
| 2 | California | 26 |
| 3 | Florida | 18 |
| 4 | Ohio | 18 |
| 5 | Michigan | 12 |
| 6 | New Jersey | 11 |
| 7 | Colorado | 11 |
| 8 | Texas | 11 |
| 9 | Pennsylvania | 11 |
| 10 | Minnesota | 10 |
| 11 | Illinois | 9 |
| 12 | Virginia | 8 |
| 13 | Missouri | 8 |
| 14 | Arkansas | 7 |
| 15 | Washington | 6 |
| 16 | Oklahoma | 6 |
| 17 | Massachusetts | 5 |
| 18 | Oregon | 5 |
| 19 | Indiana | 5 |
| 20 | Louisiana | 5 |
| 21 | Connecticut | 5 |
| 22 | Wisconsin | 4 |
| 23 | Alabama | 4 |
| 24 | Kentucky | 4 |
| 25 | South Carolina | 4 |
SBA loans for Jewelry Stores by state
Similar industries
All Other Specialty Food Stores
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Boat Dealers
NAICS 441 · 720 approvals
Nursery and Garden Centers
NAICS 444 · 486 approvals
Gasoline Stations with Convenience Stores
NAICS 447 · 362 approvals
NAICS 449
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Pharmacies and Drug Stores
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Frequently asked questions about SBA loans for Jewelry Stores
Who are the top SBA lenders for Jewelry Stores?▾
Based on historical SBA 7(a) data, the most active lenders for Jewelry Stores (NAICS 448) include TD Bank, National Association, U.s. Bank, National Association, THE Huntington National Bank, and 17 more. TD Bank, National Association leads with 97 approved loans.
What is the typical SBA loan size for Jewelry Stores?▾
The median SBA 7(a) loan amount for Jewelry Stores businesses is $88,200, based on 284 total approved loans in the dataset.
Which states have the most SBA lending activity for Jewelry Stores?▾
New York leads with 32 SBA 7(a) approvals for Jewelry Stores, followed by California (26) and Florida (18).
How do I find the best SBA lender for my jewelry stores business?▾
Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 448. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.
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