BMO Bank, National Association: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
258
by BMO Bank, National Association
Total Volume
$208,067,600
approved amount
Median Loan Size
$433,750
per approval
Recent Activity
6
last 90 days through Aug 2025
BMO Bank, National Association is a regional lender primarily serving California, Colorado, Arizona lending across 46 different industries. With 258 SBA 7(a) approvals and a typical loan size of $433,750, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from BMO Bank, National Association's SBA 7(a) lending history
Sweet spot: $350K–$1M loans
46% of BMO Bank, National Association's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $456,100, with the middle 50% of loans between $308,000 and $1,000,000. If your loan request is in this range, you may see a faster, smoother process.
Regional focus: California, Colorado, Arizona
BMO Bank, National Association concentrates their SBA lending in 18 states, with 69% of activity in California (51%), Colorado (11%), Arizona (6%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Active SBA participant
BMO Bank, National Association has 258 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Diversified: 46 industries served
BMO Bank, National Association lends across 46 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Steady lending pace
BMO Bank, National Association's SBA activity has been relatively stable, with 17 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.
Lending trends for BMO Bank, National Association
Loan size distribution
Based on 928 SBA 7(a) approvals
Summary
Median (50th percentile)
$456,100
25th percentile
$308,000
75th percentile
$1,000,000
Average
$812,339
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | California | 132 |
| 2 | Colorado | 29 |
| 3 | Utah | 16 |
| 4 | Arizona | 16 |
| 5 | Illinois | 11 |
| 6 | Oregon | 9 |
| 7 | Washington | 8 |
| 8 | New Mexico | 8 |
| 9 | Missouri | 7 |
| 10 | Wisconsin | 5 |
| 11 | Nevada | 3 |
| 12 | Indiana | 3 |
| 13 | Iowa | 3 |
| 14 | Kansas | 3 |
| 15 | Idaho | 2 |
| 16 | New York | 1 |
| 17 | Nebraska | 1 |
| 18 | South Dakota | 1 |
BMO Bank, National Association by industry
Industry focus
Recent SBA 7(a) approvals by BMO Bank, National Association
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | Bri*****nc. | LISLE, IL | Building Inspection Services | $250,000 |
| 2025-12 | HBI*****nc. | Lisle, IL | Building Inspection Services | $537,500 |
| 2025-11 | How*****LLC | GLENDORA, CA | Promoters of Performing Arts, Sports, and Similar Events without Facil | $2,092,000 |
| 2025-11 | ACR*****LLC | MESA, AZ | Plumbing, Heating, and Air-Conditioning Contractors | $284,400 |
| 2025-09 | Sup*****Ltd | LAKEWOOD, CO | — | $3,640,000 |
| 2025-08 | C2 *****LLC | PRAIRIE DU SAC, WI | Snack and Nonalcoholic Beverage Bars | $318,700 |
| 2025-08 | JB***LLC | BATAVIA, IL | Other Accounting Services | $243,400 |
| 2025-08 | Des*****nc. | DENVER, CO | Other Miscellaneous Nondurable Goods Merchant Wholesalers | $101,000 |
| 2025-08 | TMS*****LLC | SCOTTSDALE, AZ | All Other Personal Services | $306,200 |
| 2025-08 | 141*****LLC | AURORA, CO | Engineering Services | $1,659,600 |
| 2025-08 | Val*****CPA | SAN FRANCISCO, CA | Tax Preparation Services | $522,300 |
| 2025-08 | MD****ans | GILBERT, AZ | Janitorial Services | $901,000 |
| 2025-07 | Alt*****LLC | FORT COLLINS, CO | Offices of Chiropractors | $437,500 |
| 2025-07 | Mou*****LLC | ELK GROVE, CA | All Other Automotive Repair and Maintenance | $4,600,000 |
| 2025-07 | Lex*****LLC | EL CAJON, CA | All Other Specialty Trade Contractors | $1,710,000 |
| 2025-07 | 836*****nc. | MERCED, CA | Supermarkets and Other Grocery (except Convenience) Stores | $1,625,000 |
| 2025-06 | SOU*****LLC | NAMPA, ID | Other Miscellaneous Durable Goods Merchant Wholesalers | $850,000 |
| 2025-05 | 231*****LLC | LAGUNA HILLS, CA | Commercial Gravure Printing | $999,800 |
| 2025-05 | ADR*****LLC | ANTIOCH, CA | General Automotive Repair | $999,900 |
| 2025-03 | C&A*****LLC | Rancho Cordova, CA | General Automotive Repair | $130,000 |
| 2025-03 | C&J*****INC | GOODYEAR, AZ | Industrial Building Construction | $315,000 |
| 2025-03 | Des*****nc. | MONTEBELLO, CA | Other Miscellaneous Nondurable Goods Merchant Wholesalers | $832,500 |
| 2025-02 | J&G*****LLC | NATIONAL CITY, CA | Full-Service Restaurants | $1,211,000 |
| 2025-02 | Pri*****LLC | MADISON, WI | Offices of Mental Health Practitioners (except Physicians) | $756,000 |
| 2025-01 | Gre*****ust | LOWER LAKE, CA | Offices of Real Estate Agents and Brokers | $405,000 |
| 2025-01 | DES*****LLC | PHOENIX, AZ | Drinking Places (Alcoholic Beverages) | $689,400 |
| 2025-01 | KHA*****HAI | SARATOGA, CA | Full-Service Restaurants | $350,000 |
| 2025-01 | ✔Th*****ust | CULVER CITY, CA | — | $1,336,000 |
| 2024-12 | 127*****LLC | MANTECA, CA | Other Miscellaneous Durable Goods Merchant Wholesalers | $999,900 |
| 2024-12 | SSA*****LLC | SAN FERNANDO, CA | Other Activities Related to Real Estate | $977,500 |
| 2024-12 | CAL*****LLC | YORBA LINDA, CA | All Other Specialty Trade Contractors | $2,134,000 |
| 2024-12 | CAL*****LLC | YORBA LINDA, CA | All Other Specialty Trade Contractors | $2,134,000 |
| 2024-12 | Bre*****.C. | GOODYEAR, AZ | Offices of Lawyers | $417,200 |
| 2024-12 | Lui*****nce | CONCORD, CA | Full-Service Restaurants | $1,776,500 |
| 2024-11 | La *****ina | CONCORD, CA | Full-Service Restaurants | $1,776,500 |
| 2024-11 | Ari*****LLC | PHOENIX, AZ | Residential Mental Retardation Facilities | $872,000 |
| 2024-10 | Tri*****LLC | CORSICA, SD | — | $284,500 |
| 2024-10 | Add*****nc. | ORANGE, CA | All Other Professional, Scientific, and Technical Services | $500,000 |
| 2024-08 | M.S*****nc. | PALATINE, IL | General Rental Centers | $343,000 |
| 2024-08 | Har*****LLC | EL CERRITO, CA | All Other Professional, Scientific, and Technical Services | $700,900 |
| 2024-06 | Han*****nc. | COSTA MESA, CA | Offices of Physical, Occupational and Speech Therapists, and Audiologi | $342,000 |
| 2024-06 | J&G*****LLC | NATIONAL CITY, CA | Full-Service Restaurants | $1,207,400 |
| 2024-06 | SOU*****LLS | LAGUNA HILLS, CA | Offices of Physical, Occupational and Speech Therapists, and Audiologi | $108,000 |
| 2024-05 | LOC*****LLC | DENVER, CO | — | $1,263,700 |
| 2024-05 | K. *****nc. | MODESTO, CA | Full-Service Restaurants | $690,000 |
| 2024-05 | STB*****nc. | AUBURN, CA | Instrument Manufacturing for Measuring and Testing Electricity and Ele | $500,000 |
| 2024-05 | WJK*****LLC | ORANGE, CA | Exterminating and Pest Control Services | $977,500 |
| 2024-04 | Lei*****nc. | Kettering, OH | — | $4,942,800 |
| 2024-03 | New*****LLC | TULARE, CA | General Freight Trucking, Long Distance, Truckload | $1,000,000 |
| 2024-03 | Roc*****LLC | DENVER, CO | Beer, Wine, and Liquor Stores | $221,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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