SBA Loans for NAICS 449: Top Lenders & Recent Approvals
NAICS 449Based on historical SBA 7(a) lending data.
Total Approvals
345
for NAICS 449
Median Loan Size
$195,000
per approval
Recent Activity
40
last 90 days through Dec 2025
NAICS 449 encompasses naics 449 businesses. This is a moderately active sector for SBA 7(a) lending with 345 approvals and a median loan size of $195,000.
Key trends & insights
- SBA lending to naics 449 businesses declined 14% year-over-year — from 131 to 113 approvals.
- THE Huntington National Bank leads this industry with 40 approvals (17% market share) and a median loan of $100,000.
- The typical loan size for naics 449 has increased 265% — average median moving from $174,125 to $636,308.
- Loan sizes vary dramatically by location — the median in Wisconsin ($600,200) is 12.6x higher than Iowa ($47,500).
- NAICS 449 loans skew smaller than the SBA average at $195,000 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.
Lending trends for NAICS 449
Top lenders by historical volume
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 40 | $100,000 | |
| 2 | 21 | $35,000 | |
| 3 | 20 | $150,000 | |
| 4 | 17 | $100,000 | |
| 5 | 16 | $150,000 | |
| 6 | 16 | $85,000 | |
| 7 | 14 | $350,000 | |
| 8 | 13 | $192,000 | |
| 9 | 12 | $150,000 | |
| 10 | 11 | $308,000 | |
| 11 | 8 | $2,320,000 | |
| 12 | 7 | $150,000 | |
| 13 | 6 | $15,000 | |
| 14 | 5 | $266,000 | |
| 15 | 5 | $150,000 | |
| 16 | 4 | $1,125,000 | |
| 17 | 4 | $500,000 | |
| 18 | 4 | $1,847,000 | |
| 19 | 4 | $182,000 | |
| 20 | 4 | $250,000 |
Recent SBA 7(a) approvals for NAICS 449
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-12 | Atlantic Union Bank | Tho*****nc. | DANVILLE, VA | $881,000 |
| 2025-12 | Atlantic Union Bank | Tho*****nc. | DANVILLE, VA | $200,000 |
| 2025-11 | JPMorgan Chase Bank, National Association | MAC*****COM | TORRANCE, CA | $70,000 |
| 2025-11 | Bank of America, National Association | CKC*****nc. | BONITA SPRINGS, FL | $2,134,300 |
| 2025-11 | First Business Bank | MK *****LLC | RICHMOND, VA | $3,378,000 |
| 2025-11 | Newtek Bank, National Association | FUR*****LET | Germantown, MD | $100,000 |
| 2025-11 | Southern Bancorp Bank | 441*****LLC | LITTLE ROCK, AR | $770,100 |
| 2025-11 | U.S. Bank, National Association | Kha*****LLC | LARAMIE, WY | $1,467,000 |
| 2025-08 | U.S. Bank, National Association | LON*****OME | LEHI, UT | $25,000 |
| 2025-08 | First-Citizens Bank & Trust Company | Fla*****LLC | Augusta, GA | $1,618,000 |
| 2025-08 | Northeast Bank | SK *****LLC | Dallas, TX | $73,500 |
| 2025-08 | Wells Fargo Bank National Association | Kat*****nc. | NEWTOWN, PA | $1,152,000 |
| 2025-08 | Busey Bank | Lux*****LLC | LEAWOOD, KS | $2,000,000 |
| 2025-08 | Northeast Bank | Cel*****ore | Jacksonville, AR | $250,000 |
| 2025-08 | Busey Bank | Lux*****LLC | LEAWOOD, KS | $350,000 |
| 2025-08 | HomeTrust Bank | Xp*** | WINCHESTER, VA | $419,000 |
| 2025-08 | Newtek Bank, National Association | Hon*****Inc | 3100 NW 72nd Ave, FL | $150,000 |
| 2025-08 | Northeast Bank | Ind*****nc. | Panama City Beach, FL | $350,000 |
| 2025-08 | Stone Bank | PER*****INC | BROOKLYN, NY | $150,000 |
| 2025-08 | Stone Bank | FOR*****.C. | WEST HOLLYWOOD, CA | $150,000 |
| 2025-08 | Celtic Bank Corporation | Arr*****LLC | MOORESVILLE, NC | $150,000 |
| 2025-08 | U.S. Bank, National Association | BAK*****ESS | BAKERSFIELD, CA | $35,000 |
| 2025-08 | Bank of Hope | Dek*****Inc | LOS ANGELES, CA | $675,000 |
| 2025-08 | The Huntington National Bank | HIG*****LLC | WOOSTER, OH | $50,000 |
| 2025-07 | Banner Bank | COL*****NC. | LYNDEN, WA | $250,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
Activity by state
State-by-state breakdown
| # | State | Approvals |
|---|---|---|
| 1 | California | 38 |
| 2 | New York | 37 |
| 3 | Florida | 29 |
| 4 | Texas | 18 |
| 5 | Ohio | 16 |
| 6 | Michigan | 14 |
| 7 | North Carolina | 13 |
| 8 | New Jersey | 12 |
| 9 | Washington | 10 |
| 10 | Pennsylvania | 9 |
| 11 | Illinois | 9 |
| 12 | Wisconsin | 9 |
| 13 | Colorado | 8 |
| 14 | Minnesota | 8 |
| 15 | Indiana | 7 |
| 16 | Arizona | 7 |
| 17 | Utah | 7 |
| 18 | Georgia | 7 |
| 19 | Virginia | 7 |
| 20 | Massachusetts | 6 |
| 21 | Missouri | 6 |
| 22 | Nevada | 5 |
| 23 | Iowa | 5 |
| 24 | Maryland | 5 |
| 25 | Connecticut | 5 |
SBA loans for NAICS 449 by state
Similar industries
All Other Specialty Food Stores
NAICS 445 · 2,259 approvals
Boat Dealers
NAICS 441 · 720 approvals
Nursery and Garden Centers
NAICS 444 · 486 approvals
Gasoline Stations with Convenience Stores
NAICS 447 · 362 approvals
Jewelry Stores
NAICS 448 · 284 approvals
Pharmacies and Drug Stores
NAICS 446 · 263 approvals
All Other Home Furnishings Stores
NAICS 442 · 167 approvals
Electronics Stores
NAICS 443 · 46 approvals
Frequently asked questions about SBA loans for NAICS 449
Who are the top SBA lenders for NAICS 449?▾
Based on historical SBA 7(a) data, the most active lenders for NAICS 449 (NAICS 449) include THE Huntington National Bank, U.s. Bank, National Association, Northeast Bank, and 17 more. THE Huntington National Bank leads with 40 approved loans.
What is the typical SBA loan size for NAICS 449?▾
The median SBA 7(a) loan amount for NAICS 449 businesses is $195,000, based on 345 total approved loans in the dataset.
Which states have the most SBA lending activity for NAICS 449?▾
California leads with 38 SBA 7(a) approvals for NAICS 449, followed by New York (37) and Florida (29).
How do I find the best SBA lender for my naics 449 business?▾
Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 449. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.
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