SBA Loans for Apparel Accessories and Other Apparel Manufacturing: Top Lenders & Recent Approvals

NAICS 315

NAICS 315 covers apparel accessories and other apparel manufacturing businesses. Based on historical SBA 7(a) lending data.

Total Approvals

114

for Apparel Accessories and Other Apparel Manufacturing

Median Loan Size

$150,000

per approval

Recent Activity

17

last 90 days through Dec 2025

NAICS 315 covers apparel accessories and other apparel manufacturing businesses. This is a moderately active sector for SBA 7(a) lending with 114 approvals and a median loan size of $150,000.

Key trends & insights

  • SBA lending to apparel accessories and other apparel manufacturing businesses grew 12% year-over-year — from 98 to 110 approvals.
  • Newtek Bank, National Association leads this industry with 48 approvals (17% market share) and a median loan of $200,000.
  • Apparel Accessories and Other Apparel Manufacturing SBA lending clusters in California (28%), New York (9%), Ohio (7%) — these three states represent 44% of all activity nationwide.
  • Loan sizes vary dramatically by location — the median in Illinois ($354,000) is 7.1x higher than Ohio ($50,000).
  • Apparel Accessories and Other Apparel Manufacturing loans skew smaller than the SBA average at $150,000 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.

Lending trends for Apparel Accessories and Other Apparel Manufacturing

12%loan volume YoY
5%dollar volume YoY
Total loaned ($)
Median loan size
Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25

Top lenders by historical volume

#LenderApprovalsMedian Size
148$200,000
233$65,000
324$200,000
422$50,000
518$15,000
616$50,000
716$150,000
815$150,000
913$82,000
1010$350,000
119$800,000
129$253,200
137$200,000
147$150,000
156$1,749,200
166$250,000
176$25,000
186$150,000
195$150,000
205$100,000

Recent SBA 7(a) approvals for Apparel Accessories and Other Apparel Manufacturing

MonthLenderBorrowerAmount
2025-12United Midwest Savings Bank National AssociationReg*****LLC$150,000
2025-12Northeast BankARM*****ING$350,000
2025-12Newtek Bank, National AssociationTea*****LLC$50,000
2025-12Newtek Bank, National AssociationTea*****LLC$250,000
2025-11Hanmi BankMo***Inc$150,000
2025-11CDC Small Business Finance Corp.Laf*****dio$45,000
2025-11PNC Bank, National Association4 L*****LLC$120,000
2025-11PNC Bank, National Association4 L*****LLC$100,000
2025-11Columbia BankBla*****nc.$50,000
2025-11Northeast BankJes*****LLC$350,000
2025-11Manufacturers and Traders Trust CompanyLIT*****LLC$30,000
2025-11Wells Fargo Bank National AssociationA A*****ING$15,000
2025-11Manufacturers and Traders Trust CompanyLIT*****LLC$10,000
2025-11Manufacturers and Traders Trust CompanyHAL*****LLC$25,000
2025-11Manufacturers and Traders Trust CompanyHAL*****LLC$25,000
2025-09Byline BankPro*****LLC$550,000
2025-09Centerstone SBA Lending, Inc.Ras*****sta$2,500,000
2025-09Old National BankM&M*****nc.$2,396,400
2025-09Old National BankM&M*****nc.$250,000
2025-09Enterprise BankLit*****nc.$3,000,000
2025-09JPMorgan Chase Bank, National AssociationBut*****any$250,000
2025-09Northeast BankJ L*****NC.$300,000
2025-09CenTrust Bank, A Division of SmartBiz Bank National AssociatTod*****LLC$150,000
2025-09Celtic Bank CorporationSEI*****RP.$148,800
2025-09Northeast BankOne*****Inc$300,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Activity by state

State-by-state breakdown

#StateApprovals
1California32
2New York10
3Ohio8
4Texas7
5Florida6
6Illinois5
7Utah4
8Massachusetts4
9North Carolina4
10Arizona3
11Alabama2
12Colorado2
13Maryland2
14Michigan2
15Minnesota2
16New Hampshire2
17New Jersey2
18Oregon2
19Virginia2
20Washington2
21Iowa1
22New Mexico1
23Kentucky1
24Idaho1
25Georgia1

SBA loans for Apparel Accessories and Other Apparel Manufacturing by state

Similar industries

Frequently asked questions about SBA loans for Apparel Accessories and Other Apparel Manufacturing

Who are the top SBA lenders for Apparel Accessories and Other Apparel Manufacturing?

Based on historical SBA 7(a) data, the most active lenders for Apparel Accessories and Other Apparel Manufacturing (NAICS 315) include Newtek Bank, National Association, THE Huntington National Bank, Northeast Bank, and 17 more. Newtek Bank, National Association leads with 48 approved loans.

What is the typical SBA loan size for Apparel Accessories and Other Apparel Manufacturing?

The median SBA 7(a) loan amount for Apparel Accessories and Other Apparel Manufacturing businesses is $150,000, based on 114 total approved loans in the dataset.

Which states have the most SBA lending activity for Apparel Accessories and Other Apparel Manufacturing?

California leads with 32 SBA 7(a) approvals for Apparel Accessories and Other Apparel Manufacturing, followed by New York (10) and Ohio (8).

How do I find the best SBA lender for my apparel accessories and other apparel manufacturing business?

Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 315. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.

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