First National Bank OF Pennsylvania: SBA Lending Activity & Industry Focus

Multi-state (20 states)Diverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

167

by First National Bank OF Pennsylvania

Total Volume

$143,267,900

approved amount

Median Loan Size

$624,600

per approval

Recent Activity

7

last 90 days through Dec 2025

First National Bank OF Pennsylvania is a regional lender primarily serving Pennsylvania, North Carolina, Florida lending across 35 different industries. With 167 SBA 7(a) approvals and a typical loan size of $624,600, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from First National Bank OF Pennsylvania's SBA 7(a) lending history

Regional focus: Pennsylvania, North Carolina, Florida

First National Bank OF Pennsylvania concentrates their SBA lending in 20 states, with 57% of activity in Pennsylvania (20%), North Carolina (19%), Florida (17%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Declining SBA activity

First National Bank OF Pennsylvania's SBA lending has slowed recently — 19 approvals in the last 6 months vs. 26 in the prior period (-27%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.

Active SBA participant

First National Bank OF Pennsylvania has 167 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.

Typical loan: $607,500

First National Bank OF Pennsylvania's median SBA loan is $607,500, with the middle 50% between $287,900 and $1,220,000. They handle a range of loan sizes without strong concentration in any single band.

Diversified: 35 industries served

First National Bank OF Pennsylvania lends across 35 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for First National Bank OF Pennsylvania

15%loan volume YoY
35%dollar volume YoY
Total loaned ($)
Median loan size
Oct '22Jan '23Jun '23Nov '23Mar '24Oct '24Feb '25Jun '25

Loan size distribution

Based on 173 SBA 7(a) approvals

Under $50K5 (3%)
$50K–$150K25 (14%)
$150K–$350K21 (12%)
$350K–$1M68 (39%)
$1M–$5M54 (31%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$607,500

25th percentile

$287,900

75th percentile

$1,220,000

Average

$854,373

Typical range

$287,900
$1,220,000

States served

State-by-state lending activity

#StateApprovals
1Pennsylvania34
2North Carolina32
3Florida29
4Virginia14
5Ohio9
6Maryland9
7Massachusetts7
8New York6
9South Carolina6
10Illinois6
11New Jersey2
12Tennessee2
13Texas2
14District of Columbia2
15Michigan2
16Georgia1
17Alabama1
18Colorado1
19Rhode Island1
20Vermont1

First National Bank OF Pennsylvania by industry

Industry focus

Recent SBA 7(a) approvals by First National Bank OF Pennsylvania

MonthBorrowerAmount
2025-12AVE*****RP.$765,000
2025-08PAT*****LLC$1,297,000
2025-08PAT*****LLC$75,000
2025-08Car*****LLC$825,000
2025-08CRA***** CO$200,000
2025-06Ver*****nc.$100,000
2025-06TM *****LLC$508,000
2025-04G-D*****LLC$50,000
2025-04G-D*****LLC$1,270,200
2025-04THE*****LLC$600,000
2025-03BEY*****APY$805,000
2025-03Sur*****LLC$670,000
2025-03241*****LLC$730,000
2025-03SLO*****LLC$994,000
2025-02Sep*****nc.$491,000
2025-02SCB*****nc.$300,000
2025-02SCB*****nc.$2,250,000
2025-02Cen*****LLC$2,600,000
2025-02CEN*****LLC$350,000
2025-01Int*****LLC$398,000
2025-01K&K*****LLC$2,210,000
2025-01K&K*****LLC$200,000
2025-01For*****LLC$4,055,000
2025-01R&E*****LLC$150,000
2025-01Shi*****LLC$431,000
2025-01R&E*****LLC$3,390,000
2024-11Int*****LLC$1,655,000
2024-11Int*****LLC$75,000
2024-11Com*****nc.$50,000
2024-11Com*****nc.$891,000
2024-11Pie*****nc.$1,285,000
2024-11Sta*****LLC$382,500
2024-10B &*****LLC$30,000
2024-10B &*****LLC$607,500
2024-10Ami*****LLC$1,582,000
2024-08Mag*****LLC$387,000
2024-08Sol*****Inc$50,000
2024-08Sol*****Inc$740,000
2024-08J's*****LLC$1,240,000
2024-08Vas*****LLC$1,162,000
2024-06KC *****LLC$1,376,000
2024-03Dr.*****LLC$525,000
2024-03Alo*****LLC$583,000
2024-03BEN*****NC.$1,894,000
2024-03Ada*****too$534,000
2024-01Jas*****LLC$702,000
2024-01Sky*****LLC$4,325,000
2024-01Bay*****LLC$420,500
2024-01EWB*****LLC$1,220,000
2024-01Ste*****LLC$1,000,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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