SBA Loans for Electrical Contractors in Kentucky: Top Lenders
NAICS 238NAICS 238 covers electrical contractors businesses in Kentucky. Based on historical SBA 7(a) lending data.
Total Approvals
62
in Kentucky
Median Loan Size
$150,000
per approval
Recent Activity
4
last 90 days through Aug 2025
NAICS 238 covers electrical contractors businesses. This is a smaller category in SBA 7(a) lending with 62 approvals on record and a median loan size of $150,000.
Key trends & insights
- Electrical Contractors in Kentucky lending is concentrated — U.s. Bank, National Association, Stock Yards Bank & Trust Company, Community Trust Bank, INC. together account for 53% of all approvals. If you're in this industry, these are your highest-probability lenders.
- U.s. Bank, National Association leads this industry with 16 approvals (27% market share) and a median loan of $28,000.
- Electrical Contractors in Kentucky loans skew smaller than the SBA average at $150,000 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.
Most active SBA lenders for Electrical Contractors in Kentucky
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 16 | $28,000 | |
| 2 | 9 | $303,000 | |
| 3 | 6 | $72,350 | |
| 4 | 4 | $75,000 | |
| 5 | 3 | $150,000 | |
| 6 | 3 | $30,000 | |
| 7 | 2 | $137,500 | |
| 8 | 2 | $150,000 | |
| 9 | 2 | $242,500 | |
| 10 | 2 | $408,700 | |
| 11 | 1 | $637,500 | |
| 12 | 1 | $100,000 | |
| 13 | 1 | $270,000 | |
| 14 | 1 | $280,000 | |
| 15 | 1 | $270,000 | |
| 16 | 1 | $325,900 | |
| 17 | 1 | $52,000 | |
| 18 | 1 | $485,900 | |
| 19 | 1 | $150,000 | |
| 20 | 1 | $401,100 |
Recent SBA 7(a) approvals for Electrical Contractors in Kentucky
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-08 | Northeast Bank | Edd*****Inc | Ashland, KY | $150,000 |
| 2025-08 | Magnifi Financial CU | Pur*****LLC | LOUISVILLE, KY | $270,000 |
| 2025-08 | Northeast Bank | COP*****LLC | CRESTWOOD, KY | $250,000 |
| 2025-06 | U.S. Bank, National Association | PAL*****LLC | SADIEVILLE, KY | $150,000 |
| 2025-05 | Dogwood State Bank | JAS*****LLC | Jeffersontown, KY | $325,900 |
| 2025-03 | U.S. Bank, National Association | Tan*****LLC | WALTON, KY | $500,000 |
| 2025-02 | American Bank & Trust Company, Inc. | Inv*****LLC | Franklin, KY | $335,000 |
| 2025-02 | Stock Yards Bank & Trust Company | TQ *****nc. | DAYTON, KY | $5,000,000 |
| 2025-01 | American Bank & Trust Company, Inc. | Adv*****LLC | Bowling Green, KY | $150,000 |
| 2025-01 | The Paducah Bank and Trust Company | The*****LLC | Paducah, KY | $280,000 |
| 2024-12 | U.S. Bank, National Association | SAJ*****LLC | RICHMOND, KY | $10,000 |
| 2024-11 | Community Trust Bank, Inc. | Bra*****ham | PARIS, KY | $100,000 |
| 2024-08 | Lendistry SBLC, LLC | CHO*****NC. | Erlanger, KY | $150,000 |
| 2024-08 | U.S. Bank, National Association | DUA*****LLC | MORNING VIEW, KY | $26,000 |
| 2024-08 | U.S. Bank, National Association | ELE*****LLC | UNION, KY | $45,000 |
| 2024-08 | Stock Yards Bank & Trust Company | Red*****LLC | LOUISVILLE, KY | $1,000,000 |
| 2024-07 | U.S. Bank, National Association | ROW*****LLC | PADUCAH, KY | $50,000 |
| 2024-05 | Republic Bank & Trust Company | RJ *****nc. | SMITHFIELD, KY | $168,700 |
| 2024-05 | JPMorgan Chase Bank, National Association | Tit*****LLC | LEXINGTON, KY | $100,000 |
| 2024-04 | Eclipse Bank Inc | Ac****nc. | Louisville, KY | $1,760,000 |
| 2024-04 | Community Trust Bank, Inc. | Wil*****LLC | Jeffersonville, KY | $175,000 |
| 2024-04 | U.S. Bank, National Association | TEL*****INC | OLIVE HILL, KY | $30,000 |
| 2024-03 | Enterprise Bank & Trust | Mad*****any | COVINGTON, KY | $637,500 |
| 2024-02 | First Bank of the Lake | LIF*****-KY | SHELBYVILLE, KY | $401,100 |
| 2024-02 | Northeast Bank | SIN*****LLC | COVINGTON, KY | $50,000 |
| 2024-01 | BayFirst National Bank | Arv*****ing | HINDMAN, KY | $52,000 |
| 2023-12 | U.S. Bank, National Association | AP *****LLC | RICHMOND, KY | $40,000 |
| 2023-11 | U.S. Bank, National Association | ARC*****LLC | SIMPSONVILLE, KY | $50,000 |
| 2023-08 | Fifth Third Bank | S.A*****LLC | CAMPBELLSBURG, KY | $757,400 |
| 2023-08 | Stock Yards Bank & Trust Company | My *****LLC | LOUISVILLE, KY | $25,000 |
| 2023-08 | Fifth Third Bank | S.A*****LLC | CAMPBELLSBURG, KY | $60,000 |
| 2023-08 | Stock Yards Bank & Trust Company | My *****LLC | LOUISVILLE, KY | $385,800 |
| 2023-05 | PNC Bank, National Association | CAR*****LLC | LONDON, KY | $30,000 |
| 2023-04 | The Huntington National Bank | Mes*****LLC | Nicholasville, KY | $50,000 |
| 2023-04 | PNC Bank, National Association | LON*****LLC | MOUNT WASHINGTON, KY | $755,000 |
| 2023-02 | U.S. Bank, National Association | CHA*****LLC | SHELBYVILLE, KY | $50,000 |
| 2023-02 | Readycap Lending, LLC | Spr*****ton | LEXINGTON, KY | $169,000 |
| 2023-02 | United Midwest Savings Bank National Association | ROC*****LLC | Bowling Green, KY | $150,000 |
| 2023-02 | Heritage Federal Credit Union | Kin*****LLC | Owensboro, KY | $270,000 |
| 2023-01 | FNB Bank, Inc. | Ban*****LLC | MURRAY, KY | $175,000 |
| 2023-01 | FNB Bank, Inc. | Ban*****LLC | MURRAY, KY | $100,000 |
| 2022-10 | PNC Bank, National Association | NAT*****LLC | NICHOLASVILLE, KY | $20,000 |
| 2022-10 | The Huntington National Bank | UPP*****LLC | Winchester, KY | $30,000 |
| 2022-08 | The Huntington National Bank | Cla*****nc. | Dayton, KY | $150,000 |
| 2022-08 | U.S. Bank, National Association | DAV*****RAN | SCOTTSVILLE, KY | $5,000 |
| 2022-07 | Stock Yards Bank & Trust Company | Rhe*****LLC | FORT THOMAS, KY | $303,000 |
| 2022-07 | Stock Yards Bank & Trust Company | Rhe*****LLC | FORT THOMAS, KY | $45,000 |
| 2022-06 | Citizens Bank | ANR*****LLC | LOUISVILLE, KY | $485,900 |
| 2022-04 | Stock Yards Bank & Trust Company | Red*****LLC | LOUISVILLE, KY | $250,000 |
| 2022-02 | U.S. Bank, National Association | S&L*****LLC | LANCASTER, KY | $13,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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