SBA Loans for Postal Service: Top Lenders & Recent Approvals
NAICS 491NAICS 491 covers postal service businesses. Based on historical SBA 7(a) lending data.
Total Approvals
13
for Postal Service
Median Loan Size
$274,000
per approval
Recent Activity
2
last 90 days through Apr 2025
NAICS 491 covers postal service businesses. This is a smaller category in SBA 7(a) lending with 13 approvals on record and a median loan size of $274,000.
Key trends & insights
- Postal Service SBA lending clusters in California (23%), Michigan (15%), Wisconsin (15%) — these three states represent 54% of all activity nationwide.
Lending trends for Postal Service
Top lenders by historical volume
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 2 | $50,000 | |
| 2 | 2 | $274,000 | |
| 3 | 2 | $227,000 | |
| 4 | 1 | $488,600 | |
| 5 | 1 | $150,000 | |
| 6 | 1 | $805,500 | |
| 7 | 1 | $300,000 | |
| 8 | 1 | $356,000 | |
| 9 | 1 | $690,000 | |
| 10 | 1 | $320,000 | |
| 11 | 1 | $205,000 | |
| 12 | 1 | $150,000 | |
| 13 | 1 | $160,000 | |
| 14 | 1 | $10,000 | |
| 15 | 1 | $242,000 | |
| 16 | 1 | $458,000 |
Recent SBA 7(a) approvals for Postal Service
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-04 | Mechanics and Farmers Bank | Sin*****ion | Raleigh, NC | $242,000 |
| 2025-04 | Centerstone SBA Lending, Inc. | St***o X | LOS ANGELES, CA | $320,000 |
| 2024-12 | Harborstone CU | Pos*****ore | BELLINGHAM, WA | $356,000 |
| 2024-10 | Zions Bank, A Division of | JIN*****NC. | SAN FRANCISCO, CA | $488,600 |
| 2024-08 | Camden National Bank | Bak*****ort | RUMNEY, NH | $10,000 |
| 2024-03 | Live Oak Banking Company | KIR*****INC | FRANKLIN, MA | $690,000 |
| 2024-02 | Capital One, National Association | 507*****LLC | OAKLAND PARK, FL | $458,000 |
| 2024-02 | The Huntington National Bank | WIP*****LLC | MILWAUKEE, WI | $274,000 |
| 2024-02 | The Huntington National Bank | WIP*****LLC | MILWAUKEE, WI | $25,000 |
| 2023-05 | Cadence Bank | Pos*****Inc | LITHIA SPRINGS, GA | $227,000 |
| 2023-04 | St. Mary's Bank | Pos*****LLC | MANCHESTER, NH | $150,000 |
| 2023-04 | Western Alliance Bank | D&D*****nc. | SAN DIEGO, CA | $300,000 |
| 2023-01 | Readycap Lending, LLC | Pos*****159 | SUN CITY, AZ | $205,000 |
| 2022-11 | U.S. Bank, National Association | GND*****LLC | LAS VEGAS, NV | $25,000 |
| 2022-05 | Cadence Bank | Pos*****013 | SAVANNAH, GA | $222,000 |
| 2021-08 | Chelsea State Bank | Pos*****LLC | Dexter, MI | $160,000 |
| 2021-03 | United Midwest Savings Bank National Association | Gri*****LLC | INDIAN TRAIL, NC | $150,000 |
| 2020-08 | U.S. Bank, National Association | KAM*****ION | CARMICHAEL, CA | $50,000 |
| 2019-11 | Celtic Bank Corporation | DRU*****NC. | Kalamazoo, MI | $805,500 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
State-by-state breakdown
| # | State | Approvals |
|---|---|---|
| 1 | California | 3 |
| 2 | Michigan | 2 |
| 3 | Wisconsin | 2 |
| 4 | New Hampshire | 1 |
| 5 | Nevada | 1 |
| 6 | Washington | 1 |
| 7 | North Carolina | 1 |
| 8 | Massachusetts | 1 |
| 9 | Arizona | 1 |
SBA loans for Postal Service by state
Similar industries
Frequently asked questions about SBA loans for Postal Service
Who are the top SBA lenders for Postal Service?▾
Based on historical SBA 7(a) data, the most active lenders for Postal Service (NAICS 491) include U.s. Bank, National Association, THE Huntington National Bank, Cadence Bank, and 13 more. U.s. Bank, National Association leads with 2 approved loans.
What is the typical SBA loan size for Postal Service?▾
The median SBA 7(a) loan amount for Postal Service businesses is $274,000, based on 13 total approved loans in the dataset.
Which states have the most SBA lending activity for Postal Service?▾
California leads with 3 SBA 7(a) approvals for Postal Service, followed by Michigan (2) and Wisconsin (2).
How do I find the best SBA lender for my postal service business?▾
Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 491. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.
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