US Eagle FCU: SBA Lending Activity & Industry Focus

Multi-state (13 states)Large loans (median $1,757,500)Active lender

Based on historical SBA 7(a) lending data.

Total Approvals

20

by US Eagle FCU

Total Volume

$45,196,600

approved amount

Median Loan Size

$1,757,500

per approval

Recent Activity

7

last 90 days through Aug 2021

US Eagle FCU is a regional lender primarily serving New York, Florida, Arizona lending across 11 different industries. With 20 SBA 7(a) approvals and a typical loan size of $1,757,500, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from US Eagle FCU's SBA 7(a) lending history

Sweet spot: $1M–$5M loans

80% of US Eagle FCU's SBA loans fall in the $1M–$5M range. Their typical loan (median) is $1,815,000, with the middle 50% of loans between $1,200,000 and $3,990,000. If your loan request is in this range, you may see a faster, smoother process.

Regional focus: New York, Florida, Arizona

US Eagle FCU concentrates their SBA lending in 13 states, with 45% of activity in New York (20%), Florida (15%), Arizona (10%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Declining SBA activity

US Eagle FCU's SBA lending has slowed recently — 9 approvals in the last 6 months vs. 13 in the prior period (-31%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.

Larger-than-average loan sizes

US Eagle FCU's median loan of $1,757,500 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.

Smaller SBA program

US Eagle FCU has 20 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 11 industries served

US Eagle FCU lends across 11 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for US Eagle FCU

Total loaned ($)
Median loan size
Nov '19Feb '20Aug '20Mar '21Jul '21

Loan size distribution

Based on 25 SBA 7(a) approvals

Under $50K0 (0%)
$50K–$150K0 (0%)
$150K–$350K0 (0%)
$350K–$1M2 (8%)
$1M–$5M20 (80%)
Over $5M3 (12%)

Summary

Median (50th percentile)

$1,815,000

25th percentile

$1,200,000

75th percentile

$3,990,000

Average

$2,404,664

Typical range

$1,200,000
$3,990,000

States served

State-by-state lending activity

#StateApprovals
1New York4
2Florida3
3Arizona2
4Georgia2
5Colorado1
6New Mexico1
7Arkansas1
8Pennsylvania1
9Utah1
10Michigan1
11Wisconsin1
12California1
13Oklahoma1

US Eagle FCU by industry

Industry focus

Recent SBA 7(a) approvals by US Eagle FCU

MonthBorrowerAmount
2022-08Ele*****LLC$2,000,000
2021-08Ruf*****ted$1,815,000
2021-08The*****LLC$1,000,000
2021-08Bhu*****LLC$4,166,600
2021-07Hos*****LLC$5,000,000
2021-07SOL*****NC.$4,160,000
2021-06Kol*****nc.$1,250,000
2021-05Mot*****LLC$975,000
2021-03SAP*****LLC$2,400,000
2021-02PRM*****NC.$5,000,000
2021-02RUF*****LLC$2,100,000
2021-02Str*****LLC$1,755,000
2020-11Pre*****LLC$4,140,000
2020-08Cit*****LLC$1,090,000
2020-08Min*****LLC$1,000,000
2020-08Pan*****LLC$1,200,000
2020-08Dyn*****ess$3,990,000
2020-07Aam*****LLC$5,000,000
2020-06Wor*****LLC$1,760,000
2020-06DBC*****LLC$1,675,000
2020-023LG*****nc.$2,355,000
2020-02The*****LLC$350,000
2020-01Ele*****LLC$3,230,000
2019-12Anc*****LLC$1,660,000
2019-11Sou*****nc.$1,045,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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