Simmons Bank: SBA Lending Activity & Industry Focus

Top lender in TexasMulti-state (16 states)Diverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

by Simmons Bank

Total Volume

$35,000,700

approved amount

Median Loan Size

$344,700

per approval

Recent Activity

last 90 days through Aug 2025

Simmons Bank is a regional lender primarily serving Texas, Missouri, Arkansas lending across 23 different industries. With 65 SBA 7(a) approvals and a typical loan size of $344,700, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Simmons Bank's SBA 7(a) lending history

Regional focus: Texas, Missouri, Arkansas

Simmons Bank concentrates their SBA lending in 16 states, with 55% of activity in Texas (26%), Missouri (18%), Arkansas (11%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Typical loan: $344,700

Simmons Bank's median SBA loan is $344,700, with the middle 50% between $213,900 and $500,000. They handle a range of loan sizes without strong concentration in any single band.

Smaller SBA program

Simmons Bank has 65 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 23 industries served

Simmons Bank lends across 23 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Steady lending pace

Simmons Bank's SBA activity has been relatively stable, with 12 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Simmons Bank

↓ 14%loan volume YoY

↑ 19%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 69 SBA 7(a) approvals

Under $50K2 (3%)

$50K–$150K11 (16%)

$150K–$350K22 (32%)

$350K–$1M26 (38%)

$1M–$5M8 (12%)

Over $5M0 (0%)

Summary

Median (50th percentile)

$344,700

25th percentile

$213,900

75th percentile

$500,000

Average

$530,658

Typical range

$213,900

$500,000

States served

TX17 MO12 AR7 TN6 OK5 NJ4 CA2 CO2 FL2 KS2 NE1 NH1 MA1 NY1 PA1 SC1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	Texas	17	$869,450
2	Missouri	12	$389,000
3	Arkansas	7	$150,000
4	Tennessee	6	$150,000
5	Oklahoma	5	$1,032,300
6	New Jersey	4	$290,150
7	California	2	$306,000
8	Colorado	2	$327,350
9	Florida	2	$287,200
10	Kansas	2	$566,500
11	Nebraska	1	$405,300
12	New Hampshire	1	$305,000
13	Massachusetts	1	$418,600
14	New York	1	$424,600
15	Pennsylvania	1	$120,900
16	South Carolina	1	$367,900

Simmons Bank by industry

Other Personal Care Services15 approvals Snack and Nonalcoholic Beverage Bars7 approvals Offices of Chiropractors5 approvals Other Services to Buildings and Dwellings5 approvals Fitness and Recreational Sports Centers5 approvals Testing Laboratories5 approvals General Automotive Repair4 approvals Other Commercial Equipment Merchant Wholesalers2 approvals Sewing, Needlework, and Piece Goods Stores2 approvals Other Activities Related to Real Estate2 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Other Personal Care Services	812	15
2	Snack and Nonalcoholic Beverage Bars	722	7
3	Offices of Chiropractors	621	5
4	Other Services to Buildings and Dwellings	561	5
5	Fitness and Recreational Sports Centers	713	5
6	Testing Laboratories	541	5
7	General Automotive Repair	811	4
8	Other Commercial Equipment Merchant Wholesalers	423	2
9	Sewing, Needlework, and Piece Goods Stores	451	2
10	Other Activities Related to Real Estate	531	2

Recent SBA 7(a) approvals by Simmons Bank

Month	Borrower	Location	Industry	Amount
2025-08	Rus*****LLC	COLUMBIA, MO	Wood Kitchen Cabinet and Countertop Manufacturing	$2,268,000
2025-03	Vir*****LLC	WEST PLAINS, MO	All Other Amusement and Recreation Industries	$100,000
2025-03	Bon*****LLC	KANSAS CITY, MO	—	$86,000
2025-03	Bue*****LLC	HOUSTON, TX	Roofing Contractors	$250,000
2025-03	LUX*****L.C	TULSA, OK	Payroll Services	$100,000
2024-08	D&R*****LLC	JONESBORO, AR	General Automotive Repair	$250,000
2024-08	D&R*****LLC	JONESBORO, AR	General Automotive Repair	$50,000
2024-04	Pra*****nc.	DALLAS, TX	All Other Plastics Product Manufacturing	$500,000
2024-03	LUX*****LLC	TULSA, OK	Payroll Services	$1,964,600
2024-02	Whi*****LLC	FORT WORTH, TX	Beauty Salons	$383,200
2024-02	Hay*****nc.	WICHITA, KS	Landscaping Services	$1,033,000
2024-02	Hay*****nc.	WICHITA, KS	Landscaping Services	$100,000
2023-12	Eli*****nc.	LITTLE ROCK, AR	Testing Laboratories	$130,000
2023-06	DRI*****LLC	ROGERS, AR	Limited-Service Restaurants	$505,000
2023-03	Mas*****LC.	MARSHALL, AR	Ready-Mix Concrete Manufacturing	$707,000
2022-08	EST*****LLC	GALLATIN, TN	All Other Personal Services	$432,800
2022-08	Mas*****LLC	KANSAS CITY, MO	Cemeteries and Crematories	$2,655,000
2022-08	Sun*****LLC	Houston, TX	Baked Goods Stores	$290,000
2022-08	Hot*****any	SAN ANTONIO, TX	Other Commercial Equipment Merchant Wholesalers	$350,000
2022-08	Ama*****LLC	MONTGOMERY, TX	Lessors of Nonresidential Buildings (except Miniwarehouses)	$947,200
2022-07	Wic*****LLC	WICHITA FALLS, TX	Support Activities for Animal Production	$2,956,000
2022-07	SAM*****LLC	MISSOURI CITY, TX	Home Furnishing Merchant Wholesalers	$400,000
2022-06	3G *****LLC	GREENSBURG, PA	Other Personal Care Services	$120,900
2022-06	SER****NC.	HOUSTON, TX	Landscaping Services	$350,000
2022-05	A &*****LLC	CONROE, TX	Limited-Service Restaurants	$249,000
2022-04	El *****LLC	HOUSTON, TX	Full-Service Restaurants	$1,054,000
2022-04	MJ *****LLC	Tishomingo, OK	—	$1,158,900
2022-01	Hea*****LLC	DELAND, FL	Offices of Chiropractors	$326,000
2021-11	JTW*****LLC	FORT WORTH, TX	Engineering Services	$429,300
2021-11	JGM*****LLC	MONTGOMERY, TX	Child Day Care Services	$803,600
2021-08	3G *****LLC	Wyckoff, NJ	Other Personal Care Services	$299,200
2021-08	Qua*****LLC	Edmond, OK	Medicinal and Botanical Manufacturing	$470,300
2021-06	Kau*****LLC	Dallas, TX	Car Washes	$3,384,400
2021-06	Dro*****LLC	Cordova, TN	General Automotive Repair	$558,600
2021-05	New*****LLC	Bronx, NY	Other Personal Care Services	$424,600
2021-05	WTC*****LLC	Columbia, SC	Other Personal Care Services	$367,900
2021-05	Sta*****LLC	Spring, TX	Used Car Dealers	$686,400
2021-04	Les*****LLC	Montgomery, TX	Fitness and Recreational Sports Centers	$371,500
2020-08	Bla*****LLC	Bryan, TX	All Other Miscellaneous Schools and Instruction	$173,000
2020-08	Exp*****.C.	Oklahoma City, OK	Pharmacies and Drug Stores	$500,200
2020-08	SJD*****LLC	Windermere, FL	Offices of Chiropractors	$248,400
2020-08	Cle*****LLC	Springfield, MO	Other Activities Related to Real Estate	$180,000
2020-07	Cho*****LLC	Lascassas, TN	Building Inspection Services	$285,000
2020-07	Cho*****LLC	Lascassas, TN	Building Inspection Services	$15,000
2020-06	Sca*****Inc	Fenton, MO	Other Services to Buildings and Dwellings	$70,000
2020-02	TJ *****LLC	Totowa, NJ	Offices of Chiropractors	$213,900
2020-02	Ele*****LLC	Marshall, MO	Snack and Nonalcoholic Beverage Bars	$252,000
2020-02	Sar*****LLC	Edison, NJ	Fitness and Recreational Sports Centers	$335,200
2020-02	Mid*****LLC	Aberdeen, NJ	Beauty Salons	$281,100
2020-02	Res*****LLC	Lee's Summit, MO	Other Personal Care Services	$389,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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