Plains State Bank: SBA Lending Activity & Industry Focus

Top lender in TexasLarge loans (median $1,497,000)Diverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

30

by Plains State Bank

Total Volume

$55,414,400

approved amount

Median Loan Size

$1,497,000

per approval

Recent Activity

1

last 90 days through Aug 2025

Plains State Bank is a lender based in Texas lending across 16 different industries. With 30 SBA 7(a) approvals and a typical loan size of $1,497,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Plains State Bank's SBA 7(a) lending history

Sweet spot: $1M–$5M loans

43% of Plains State Bank's SBA loans fall in the $1M–$5M range. Their typical loan (median) is $1,079,000, with the middle 50% of loans between $350,000 and $2,921,700. If your loan request is in this range, you may see a faster, smoother process.

Local lender: primarily Texas

Plains State Bank focuses their SBA lending in 1 state, with 100% in Texas. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.

Larger-than-average loan sizes

Plains State Bank's median loan of $1,497,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.

Smaller SBA program

Plains State Bank has 30 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 16 industries served

Plains State Bank lends across 16 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Steady lending pace

Plains State Bank's SBA activity has been relatively stable, with 7 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Plains State Bank

38%loan volume YoY
52%dollar volume YoY
Total loaned ($)
Median loan size
Aug '21Nov '21Feb '22Sep '22Apr '23Mar '24Sep '24Apr '25

Loan size distribution

Based on 79 SBA 7(a) approvals

Under $50K0 (0%)
$50K–$150K1 (1%)
$150K–$350K17 (22%)
$350K–$1M21 (27%)
$1M–$5M34 (43%)
Over $5M6 (8%)

Summary

Median (50th percentile)

$1,079,000

25th percentile

$350,000

75th percentile

$2,921,700

Average

$1,738,657

Typical range

$350,000
$2,921,700

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1Texas30

Plains State Bank by industry

Industry focus

Recent SBA 7(a) approvals by Plains State Bank

MonthBorrowerAmount
2025-11Sha*****LLC$3,400,000
2025-08104*****LLC$4,868,000
2025-0412 *****Inc$2,000,000
2025-03Hor*****LLC$2,500,000
2025-03Wal*****LTD$3,000,000
2025-02LE***LLC$300,000
2024-09BCG*****LLC$800,000
2024-064 Q*****LLC$4,090,000
2024-06Kar*****LLC$650,000
2024-05Tex*****LLC$249,000
2024-03Fra*****LLC$2,921,700
2024-03Raj*****LLC$2,520,000
2024-02Pre*****LLC$644,200
2024-01Sal*****LLC$135,000
2023-04R. *****nc.$270,000
2023-02Mai*****LLC$460,000
2023-01Rel*****LLC$1,112,700
2022-09TSD*****LLC$5,000,000
2022-04Eva*****Inc$475,300
2022-03Bed*****LLC$5,000,000
2022-03CRE*****LLC$350,000
2022-02Mur*****LLC$2,136,100
2022-01C&a*****LLC$350,000
2021-12Go-*****LLC$1,500,000
2021-12JES*****LLC$4,975,000
2021-11MoP*****LLC$3,159,100
2021-11Swe*****hip$1,277,000
2021-10Par*****.C.$1,771,000
2021-09Por*****LLC$844,000
2021-09Voo*****LLC$5,000,000
2021-09Tri*****LLC$3,978,400
2021-09TEX*****LLC$2,530,000
2021-08Tex*****LLC$1,523,000
2021-08RIG*****ORP$1,494,000
2021-08BB***LLC$5,000,000
2021-08Spe*****llc$1,615,000
2021-08Cor*****LLC$1,433,600
2021-08SHF*****LLC$5,000,000
2021-08SV *****LLC$3,473,400
2021-07SAI*****LLC$900,000
2021-05Smi*****LLC$362,900
2021-05Fre*****.P.$300,000
2021-04Her*****nc.$566,000
2021-04Mil*****LLC$570,000
2021-04Cou*****LLC$2,084,000
2021-04BMA*****LLC$4,600,000
2021-04GRE*****LLC$909,000
2021-04MEM*****LLC$236,800
2021-04IRO*****LLC$320,000
2021-04Thi*****LLC$500,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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