Pinnacle Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
225
by Pinnacle Bank
Total Volume
$230,724,900
approved amount
Median Loan Size
$640,000
per approval
Recent Activity
12
last 90 days through Nov 2025
Pinnacle Bank is a regional lender primarily serving Tennessee, North Carolina, South Carolina lending across 38 different industries. With 225 SBA 7(a) approvals and a typical loan size of $640,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Pinnacle Bank's SBA 7(a) lending history
Regional focus: Tennessee, North Carolina, South Carolina
Pinnacle Bank concentrates their SBA lending in 17 states, with 56% of activity in Tennessee (24%), North Carolina (18%), South Carolina (14%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Declining SBA activity
Pinnacle Bank's SBA lending has slowed recently — 17 approvals in the last 6 months vs. 23 in the prior period (-26%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Active SBA participant
Pinnacle Bank has 225 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Typical loan: $667,300
Pinnacle Bank's median SBA loan is $667,300, with the middle 50% between $310,000 and $1,500,000. They handle a range of loan sizes without strong concentration in any single band.
Diversified: 38 industries served
Pinnacle Bank lends across 38 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Pinnacle Bank
Loan size distribution
Based on 234 SBA 7(a) approvals
Summary
Median (50th percentile)
$667,300
25th percentile
$310,000
75th percentile
$1,500,000
Average
$1,040,041
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Tennessee | 53 |
| 2 | North Carolina | 41 |
| 3 | South Carolina | 32 |
| 4 | California | 29 |
| 5 | Georgia | 17 |
| 6 | Florida | 13 |
| 7 | Virginia | 12 |
| 8 | Texas | 11 |
| 9 | Alabama | 4 |
| 10 | Pennsylvania | 3 |
| 11 | Nebraska | 3 |
| 12 | Arkansas | 2 |
| 13 | Colorado | 1 |
| 14 | Connecticut | 1 |
| 15 | Oregon | 1 |
| 16 | Iowa | 1 |
| 17 | Nevada | 1 |
Pinnacle Bank by industry
Industry focus
Recent SBA 7(a) approvals by Pinnacle Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-11 | Int*****LLC | KNOXVILLE, TN | Engineering Services | $991,000 |
| 2025-11 | JD***LLC | MEMPHIS, TN | Offices of Lawyers | $843,900 |
| 2025-11 | Sup*****LLC | BIRMINGHAM, AL | Book, Periodical, and Newspaper Merchant Wholesalers | $733,000 |
| 2025-11 | CAR*****nc. | CARY, NC | Homes for the Elderly | $4,226,000 |
| 2025-08 | Bar*****LLC | NASHVILLE, TN | Full-Service Restaurants | $890,700 |
| 2025-08 | Gre*****LLC | CHARLOTTE, NC | All Other Amusement and Recreation Industries | $600,000 |
| 2025-08 | M&S*****LLC | LENOIR, NC | Upholstered Household Furniture Manufacturing | $250,000 |
| 2025-08 | M&S*****LLC | LENOIR, NC | Upholstered Household Furniture Manufacturing | $3,246,000 |
| 2025-07 | My *****LLC | HANAHAN, SC | General Freight Trucking, Local | $275,000 |
| 2025-07 | Tri*****LLC | ROCK HILL, SC | Elementary and Secondary Schools | $746,000 |
| 2025-07 | Pri*****LLC | JACKSONVILLE, FL | All Other Specialty Trade Contractors | $416,000 |
| 2025-06 | LKN*****LLC | DAVIDSON, NC | Offices of All Other Miscellaneous Health Practitioners | $958,000 |
| 2025-05 | Spl*****LLC | TRAVELERS REST, SC | All Other Specialty Trade Contractors | $707,000 |
| 2025-05 | F. *****TED | LYNCHBURG, VA | Water and Sewer Line and Related Structures Construction | $1,503,000 |
| 2025-05 | Fle*****LLC | CHARLOTTE, NC | Drycleaning and Laundry Services (except Coin-Operated) | $2,929,000 |
| 2025-05 | F. *****TED | LYNCHBURG, VA | Water and Sewer Line and Related Structures Construction | $300,000 |
| 2025-03 | Jac*****LLC | Clarksville, TN | Full-Service Restaurants | $2,014,000 |
| 2025-02 | Mao*****nc. | Pineville, NC | — | $706,000 |
| 2025-02 | Pyr*****nc. | EASLEY, SC | New Single-Family Housing Construction (except Operative Builders) | $2,887,000 |
| 2025-02 | Pie*****LLC | CHARLOTTE, NC | All Other Specialty Trade Contractors | $300,000 |
| 2025-02 | Pie*****LLC | CHARLOTTE, NC | All Other Specialty Trade Contractors | $2,939,000 |
| 2025-02 | Ray*****LLC | LUGOFF, SC | Finish Carpentry Contractors | $2,444,000 |
| 2025-02 | Ray*****LLC | LUGOFF, SC | Finish Carpentry Contractors | $150,000 |
| 2025-01 | Mou*****LLC | Knoxville, TN | — | $499,800 |
| 2025-01 | Sol*****LLC | GREENVILLE, SC | Other Personal Care Services | $247,000 |
| 2025-01 | Av****LLC | ALPHARETTA, GA | Custom Computer Programming Services | $395,000 |
| 2024-11 | Sun*****LLC | JACKSONVILLE, FL | — | $425,000 |
| 2024-11 | BM**LLC | PIEDMONT, SC | All Other Specialty Trade Contractors | $455,000 |
| 2024-11 | Tac*****LLC | ATHENS, GA | Full-Service Restaurants | $810,000 |
| 2024-11 | MLD*****LLC | HENDERSONVILLE, TN | Distilleries | $461,000 |
| 2024-08 | VIR*****LLC | FORT MILL, SC | Limited-Service Restaurants | $225,000 |
| 2024-08 | TCC*****LLC | CHARLESTON, SC | Offices of Certified Public Accountants | $332,000 |
| 2024-08 | Ple****LLC | Cary, NC | Full-Service Restaurants | $1,853,000 |
| 2024-08 | Cou*****LLC | Central City, NE | — | $415,000 |
| 2024-08 | Sal*****LLC | SALEM, VA | Limited-Service Restaurants | $185,000 |
| 2024-07 | SUP*****LLC | APEX, NC | Other Building Equipment Contractors | $1,530,000 |
| 2024-07 | Geo*****LLC | BROOKHAVEN, GA | Offices of Chiropractors | $342,000 |
| 2024-06 | Kas*****LLC | ROANOKE, VA | Limited-Service Restaurants | $719,000 |
| 2024-06 | LGH*****any | KNOXVILLE, TN | Automotive Body, Paint, and Interior Repair and Maintenance | $50,000 |
| 2024-06 | LGH*****any | KNOXVILLE, TN | Automotive Body, Paint, and Interior Repair and Maintenance | $1,047,000 |
| 2024-04 | BEN*****LLC | ORANGE PARK, FL | All Other Specialty Trade Contractors | $529,000 |
| 2024-04 | Con*****LLC | Rocklin, CA | Homes for the Elderly | $1,071,000 |
| 2024-04 | WE *****LLC | EVANS, GA | Snack and Nonalcoholic Beverage Bars | $450,000 |
| 2024-04 | Gou*****LLC | RALEIGH, NC | — | $498,000 |
| 2024-03 | Con*****LLC | ROCKLIN, CA | Homes for the Elderly | $1,164,000 |
| 2024-03 | 786*****LLC | BALDWIN, GA | — | $486,000 |
| 2024-03 | ZIV*****ngs | FRANKLIN, TN | Other Personal Care Services | $331,000 |
| 2024-02 | Ced*****LLC | MOUNT JULIET, TN | Outpatient Mental Health and Substance Abuse Centers | $1,606,200 |
| 2024-02 | BR *****LLC | WINCHESTER, VA | Nail Salons | $158,000 |
| 2024-02 | Har*****LLC | AUGUSTA, GA | — | $1,785,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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