Pinnacle Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
225
by Pinnacle Bank
Total Volume
$230,724,900
approved amount
Median Loan Size
$640,000
per approval
Recent Activity
12
last 90 days through Nov 2025
Pinnacle Bank is a regional lender primarily serving Tennessee, North Carolina, South Carolina lending across 38 different industries. With 225 SBA 7(a) approvals and a typical loan size of $640,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Pinnacle Bank's SBA 7(a) lending history
Accelerating SBA activity
Pinnacle Bank's SBA lending is trending up — 64 approvals in the last 6 months vs. 53 in the prior period (+21%). Increasing volume can signal improved capacity and appetite for new borrowers.
Regional focus: Tennessee, North Carolina, South Carolina
Pinnacle Bank concentrates their SBA lending in 17 states, with 56% of activity in Tennessee (24%), North Carolina (18%), South Carolina (14%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Active SBA participant
Pinnacle Bank has 225 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Typical loan: $739,000
Pinnacle Bank's median SBA loan is $739,000, with the middle 50% between $357,000 and $1,570,000. They handle a range of loan sizes without strong concentration in any single band.
Diversified: 38 industries served
Pinnacle Bank lends across 38 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Pinnacle Bank
Loan size distribution
Based on 839 SBA 7(a) approvals
Summary
Median (50th percentile)
$739,000
25th percentile
$357,000
75th percentile
$1,570,000
Average
$1,181,972
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Tennessee | 53 |
| 2 | North Carolina | 41 |
| 3 | South Carolina | 32 |
| 4 | California | 29 |
| 5 | Georgia | 17 |
| 6 | Florida | 13 |
| 7 | Virginia | 12 |
| 8 | Texas | 11 |
| 9 | Alabama | 4 |
| 10 | Pennsylvania | 3 |
| 11 | Nebraska | 3 |
| 12 | Arkansas | 2 |
| 13 | Colorado | 1 |
| 14 | Connecticut | 1 |
| 15 | Oregon | 1 |
| 16 | Iowa | 1 |
| 17 | Nevada | 1 |
Pinnacle Bank by industry
Industry focus
Recent SBA 7(a) approvals by Pinnacle Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | PPB*****LLC | CHARLOTTE, NC | Other Building Equipment Contractors | $200,000 |
| 2025-12 | PPB*****LLC | CHARLOTTE, NC | Other Building Equipment Contractors | $4,800,000 |
| 2025-12 | Hol*****LLC | ELKRIDGE, MD | Freight Transportation Arrangement | $1,383,000 |
| 2025-12 | Acw*****LLC | CARTERSVILLE, GA | Site Preparation Contractors | $1,400,000 |
| 2025-12 | ON *****LLC | FREEPORT, FL | Finish Carpentry Contractors | $868,000 |
| 2025-12 | HDP*****LLC | ALTO, GA | Plastics Pipe and Pipe Fitting Manufacturing | $5,000,000 |
| 2025-12 | Erm*****LLC | CHATTANOOGA, TN | All Other Personal Services | $1,033,700 |
| 2025-12 | Jer****LLC | LAWRENCEVILLE, GA | Insurance Agencies and Brokerages | $645,000 |
| 2025-12 | Con*****LLC | NASHVILLE, TN | Repossession Services | $3,309,000 |
| 2025-11 | KP&*****LLC | HUNTSVILLE, AL | Limited-Service Restaurants | $431,000 |
| 2025-11 | Dir*****LLC | CLAYTON, NC | Specialized Freight (except Used Goods) Trucking, Local | $258,900 |
| 2025-11 | Uni*****LLC | FAIRVIEW, TN | Offices of Chiropractors | $506,000 |
| 2025-11 | Sli*****LLC | CHARLOTTE, NC | All Other Amusement and Recreation Industries | $2,454,000 |
| 2025-11 | Sha*****LLC | BAKERSFIELD, CA | Homes for the Elderly | $535,000 |
| 2025-11 | Int*****LLC | KNOXVILLE, TN | Engineering Services | $991,000 |
| 2025-11 | Sup*****LLC | BIRMINGHAM, AL | Book, Periodical, and Newspaper Merchant Wholesalers | $733,000 |
| 2025-11 | CAR*****nc. | CARY, NC | Homes for the Elderly | $4,226,000 |
| 2025-11 | JD***LLC | MEMPHIS, TN | Offices of Lawyers | $843,900 |
| 2025-11 | ANI*****LLC | KEY LARGO, FL | Other Miscellaneous Nondurable Goods Merchant Wholesalers | $3,085,600 |
| 2025-11 | Vin*****LLC | CHARLOTTE, NC | Offices of Certified Public Accountants | $1,005,000 |
| 2025-11 | R &*****LLC | BARTLETT, TN | Offices of Mental Health Practitioners (except Physicians) | $337,000 |
| 2025-11 | Jun*****LLC | ATLANTA, GA | Beauty Salons | $561,000 |
| 2025-11 | The*****LLC | BYHALIA, MS | Coin-Operated Laundries and Drycleaners | $312,000 |
| 2025-09 | Sac*****LLC | HUNTSVILLE, AL | Full-Service Restaurants | $595,500 |
| 2025-09 | QUA*****INC | OLIVE BRANCH, MS | — | $2,168,500 |
| 2025-09 | MAB*****LLC | JACKSONVILLE, FL | Supermarkets and Other Grocery (except Convenience) Stores | $302,000 |
| 2025-09 | Hoo*****LLC | JACKSONVILLE, AL | Commercial and Industrial Machinery and Equipment (except Automotive a | $1,960,000 |
| 2025-09 | Big*****LLC | NASHVILLE, TN | Highway, Street, and Bridge Construction | $1,225,000 |
| 2025-09 | Tri*****LLC | FORT MILL, SC | Elementary and Secondary Schools | $648,000 |
| 2025-09 | DSB*****LLC | MARYVILLE, TN | Full-Service Restaurants | $290,000 |
| 2025-09 | Cut*****LLC | MEMPHIS, TN | Barber Shops | $270,100 |
| 2025-09 | Eve*****ing | ROSEVILLE, CA | Homes for the Elderly | $786,000 |
| 2025-09 | CRO*****LLC | NASHVILLE, TN | Offices of Certified Public Accountants | $4,996,000 |
| 2025-09 | Wes*****LLC | DENVER, NC | Used Car Dealers | $1,807,000 |
| 2025-09 | CAS*****LLC | ATLANTA, GA | Full-Service Restaurants | $430,000 |
| 2025-09 | The*****LLC | JACKSONVILLE, FL | Theater Companies and Dinner Theaters | $1,600,000 |
| 2025-08 | Bas*****LLC | CORDOVA, TN | Offices of Certified Public Accountants | $320,300 |
| 2025-08 | DEN*****LLC | STONEVILLE, NC | Furniture Merchant Wholesalers | $390,000 |
| 2025-08 | Ser*****LLC | LOS ANGELES, CA | Homes for the Elderly | $2,270,000 |
| 2025-08 | Gre*****LLC | CHARLOTTE, NC | All Other Amusement and Recreation Industries | $600,000 |
| 2025-08 | Bar*****LLC | NASHVILLE, TN | Full-Service Restaurants | $890,700 |
| 2025-08 | All*****Inc | CHATTANOOGA, TN | — | $213,000 |
| 2025-08 | M&S*****LLC | LENOIR, NC | Upholstered Household Furniture Manufacturing | $250,000 |
| 2025-08 | M&S*****LLC | LENOIR, NC | Upholstered Household Furniture Manufacturing | $3,246,000 |
| 2025-08 | The*****LLC | MEMPHIS, TN | Professional and Management Development Training | $1,380,500 |
| 2025-07 | Fou*****LLC | CHARLOTTE, NC | Offices of Physical, Occupational and Speech Therapists, and Audiologi | $485,000 |
| 2025-07 | Swe*****LLC | ATOKA, TN | Framing Contractors | $346,000 |
| 2025-07 | Cal*****LLC | KNOXVILLE, TN | Snack and Nonalcoholic Beverage Bars | $915,100 |
| 2025-07 | Ful*****LLC | INDIAN TRAIL, NC | Full-Service Restaurants | $1,407,000 |
| 2025-07 | Ame*****Inc | SARASOTA, FL | Professional and Management Development Training | $1,046,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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