Open Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
153
by Open Bank
Total Volume
$229,237,400
approved amount
Median Loan Size
$840,000
per approval
Recent Activity
7
last 90 days through Dec 2025
Open Bank is a national lender active across 26 states lending across 21 different industries. With 153 SBA 7(a) approvals and a typical loan size of $840,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Open Bank's SBA 7(a) lending history
Industry specialist: All Other Specialty Food Stores
65% of Open Bank's SBA loans go to just 3 industries: All Other Specialty Food Stores (27%), Hotels (except Casino Hotels) and Motels (24%), Full-Service Restaurants (14%). If your business is in one of these sectors, Open Bank likely understands your industry's economics well — a major advantage during underwriting.
Sweet spot: $1M–$5M loans
48% of Open Bank's SBA loans fall in the $1M–$5M range. Their typical loan (median) is $1,085,000, with the middle 50% of loans between $500,000 and $2,555,000. If your loan request is in this range, you may see a faster, smoother process.
Active SBA participant
Open Bank has 153 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Nationwide reach (26 states)
Open Bank has funded SBA loans in 26 states, giving them broad geographic coverage. Their highest concentration is in California (55% of loans). National lenders typically accept applications from anywhere in the U.S.
Larger-than-average loan sizes
Open Bank's median loan of $840,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.
Steady lending pace
Open Bank's SBA activity has been relatively stable, with 50 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.
Lending trends for Open Bank
Loan size distribution
Based on 533 SBA 7(a) approvals
Summary
Median (50th percentile)
$1,085,000
25th percentile
$500,000
75th percentile
$2,555,000
Average
$1,683,112
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | California | 84 |
| 2 | Washington | 10 |
| 3 | Colorado | 8 |
| 4 | Texas | 7 |
| 5 | Georgia | 6 |
| 6 | Oregon | 5 |
| 7 | New Mexico | 3 |
| 8 | Virginia | 3 |
| 9 | Florida | 3 |
| 10 | Nevada | 3 |
| 11 | Maryland | 2 |
| 12 | Michigan | 2 |
| 13 | Pennsylvania | 2 |
| 14 | South Carolina | 2 |
| 15 | Arizona | 2 |
| 16 | Ohio | 1 |
| 17 | New York | 1 |
| 18 | Arkansas | 1 |
| 19 | District of Columbia | 1 |
| 20 | Louisiana | 1 |
| 21 | Missouri | 1 |
| 22 | North Carolina | 1 |
| 23 | Nebraska | 1 |
| 24 | Tennessee | 1 |
| 25 | Alabama | 1 |
Open Bank by industry
Industry focus
| # | Industry | NAICS | Approvals |
|---|---|---|---|
| 1 | Supermarkets and Other Grocery (except Convenience) Stores | 445 | 41 |
| 2 | Hotels (except Casino Hotels) and Motels | 721 | 37 |
| 3 | Snack and Nonalcoholic Beverage Bars | 722 | 21 |
| 4 | Gasoline Stations with Convenience Stores | 447 | 12 |
| 5 | NAICS 457 | 457 | 10 |
| 6 | General Automotive Repair | 811 | 5 |
| 7 | Other Personal Care Services | 812 | 4 |
| 8 | Retail Bakeries | 311 | 4 |
| 9 | Offices of Dentists | 621 | 3 |
| 10 | Tax Preparation Services | 541 | 3 |
Recent SBA 7(a) approvals by Open Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | Gir*****LLC | SCROGGINS, TX | — | $1,165,000 |
| 2025-12 | SUN*****INC | FRISCO, TX | Full-Service Restaurants | $446,000 |
| 2025-12 | Coa*****ter | BALDWIN PARK, CA | Nursing Care Facilities | $4,060,000 |
| 2025-12 | Pac*****ner | SAN PEDRO, CA | Full-Service Restaurants | $680,000 |
| 2025-12 | Sho*****#12 | EPHRATA, WA | — | $350,000 |
| 2025-12 | Mor*****ket | STOCKTON, CA | — | $665,000 |
| 2025-11 | Lil*****nc. | LOS ANGELES, CA | Offices of Dentists | $557,000 |
| 2025-11 | Kel*****ter | KELSEYVILLE, CA | Supermarkets and Other Grocery (except Convenience) Stores | $970,000 |
| 2025-11 | PCH*****LLC | LONG BEACH, CA | — | $2,308,000 |
| 2025-11 | Sev*****LLC | LONG BEACH, CA | — | $3,600,000 |
| 2025-11 | Bel****Inn | BELLINGHAM, WA | Hotels (except Casino Hotels) and Motels | $2,740,000 |
| 2025-09 | Fri*****nc. | BALTIMORE, MD | Limited-Service Restaurants | $258,000 |
| 2025-09 | The*****nc. | SANTA ANA, CA | Engineering Services | $3,360,000 |
| 2025-09 | Mob*****uel | BELLFLOWER, CA | — | $3,170,000 |
| 2025-09 | Lin*****art | LINDSAY, CA | — | $3,995,000 |
| 2025-09 | Gul*****uel | COMPTON, CA | — | $2,834,000 |
| 2025-09 | Hot*****sta | OCEAN SHORES, WA | Hotels (except Casino Hotels) and Motels | $3,600,000 |
| 2025-09 | SPE*****LC. | LONG BEACH, CA | — | $2,240,000 |
| 2025-09 | Dia*****nc. | SAN BERNARDINO, CA | — | $2,310,000 |
| 2025-09 | GR8*****nc. | BALDWIN PARK, CA | Nursing Care Facilities | $1,430,000 |
| 2025-09 | Ser*****nc. | LA CRESCENTA, CA | Home Health Care Services | $302,000 |
| 2025-09 | Ber*****nc. | STANTON, CA | All Other Specialty Trade Contractors | $629,000 |
| 2025-09 | Egg****sso | Fullerton, CA | Full-Service Restaurants | $768,000 |
| 2025-08 | Tra*****#11 | TEXAS CITY, TX | — | $2,480,000 |
| 2025-08 | Mar*****uor | MARINA, CA | — | $1,160,000 |
| 2025-08 | Ben*****uel | GRAND COULEE, WA | — | $453,000 |
| 2025-08 | YP *****LLC | FRISCO, TX | Full-Service Restaurants | $484,000 |
| 2025-08 | Gra*****ket | ROHNERT PARK, CA | — | $345,000 |
| 2025-08 | Man*****Inc | GUERNEVILLE, CA | — | $1,440,000 |
| 2025-08 | Qui*****LLC | WICHITA, KS | Hotels (except Casino Hotels) and Motels | $2,915,000 |
| 2025-08 | Pra*****Inc | GEYSERVILLE, CA | — | $1,638,000 |
| 2025-08 | Yi *****kja | LOS ANGELES, CA | Full-Service Restaurants | $601,000 |
| 2025-08 | JKR*****Inc | APPLE VALLEY, CA | — | $4,323,000 |
| 2025-07 | Exo*****LLC | ABILENE, TX | Hotels (except Casino Hotels) and Motels | $1,317,000 |
| 2025-07 | Gru*****ket | BALTIMORE, MD | — | $575,000 |
| 2025-07 | Rol*****ors | Baltimore, MD | — | $950,000 |
| 2025-07 | Qw****top | SANTA ANA, CA | Supermarkets and Other Grocery (except Convenience) Stores | $400,000 |
| 2025-07 | Com*****las | DALLAS, TX | Hotels (except Casino Hotels) and Motels | $4,535,000 |
| 2025-07 | Jac*****uor | SAN JOSE, CA | — | $930,000 |
| 2025-07 | Fri*****ket | SOUTH SAN FRANCISCO, CA | — | $1,728,000 |
| 2025-07 | 828*****ket | SAN FRANCISCO, CA | Supermarkets and Other Grocery (except Convenience) Stores | $150,000 |
| 2025-07 | Mar*****art | Nice, CA | — | $1,028,000 |
| 2025-07 | Jul*****ket | SAN JOSE, CA | — | $840,000 |
| 2025-07 | Can*****LLC | POUNDING MILL, VA | Hotels (except Casino Hotels) and Motels | $2,222,000 |
| 2025-07 | KNC*****Inc | FORT WORTH, TX | Full-Service Restaurants | $498,000 |
| 2025-06 | Mav*****.C. | QUANAH, TX | Hotels (except Casino Hotels) and Motels | $1,800,000 |
| 2025-06 | Bha*****ron | TURLOCK, CA | — | $2,880,000 |
| 2025-06 | Sup*****art | HOUSTON, TX | — | $4,240,000 |
| 2025-06 | Ste*****ron | Newark, CA | — | $865,000 |
| 2025-06 | Don*****LLC | LEBANON, VA | Hotels (except Casino Hotels) and Motels | $1,450,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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