North State Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
72
by North State Bank
Total Volume
$61,521,900
approved amount
Median Loan Size
$567,850
per approval
Recent Activity
3
last 90 days through Dec 2025
North State Bank is a regional lender primarily serving North Carolina, Florida, Georgia with notable activity in Full-Service Restaurants. With 72 SBA 7(a) approvals and a typical loan size of $567,850, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from North State Bank's SBA 7(a) lending history
Accelerating SBA activity
North State Bank's SBA lending is trending up — 20 approvals in the last 6 months vs. 14 in the prior period (+43%). Increasing volume can signal improved capacity and appetite for new borrowers.
Sweet spot: $350K–$1M loans
42% of North State Bank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $502,000, with the middle 50% of loans between $304,000 and $977,500. If your loan request is in this range, you may see a faster, smoother process.
Regional focus: North Carolina, Florida, Georgia
North State Bank concentrates their SBA lending in 19 states, with 49% of activity in North Carolina (26%), Florida (13%), Georgia (10%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Smaller SBA program
North State Bank has 72 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Diversified: 23 industries served
North State Bank lends across 23 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for North State Bank
Loan size distribution
Based on 292 SBA 7(a) approvals
Summary
Median (50th percentile)
$502,000
25th percentile
$304,000
75th percentile
$977,500
Average
$753,555
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | North Carolina | 19 |
| 2 | Florida | 9 |
| 3 | Texas | 7 |
| 4 | Georgia | 7 |
| 5 | California | 5 |
| 6 | Colorado | 4 |
| 7 | Tennessee | 3 |
| 8 | New York | 3 |
| 9 | South Carolina | 3 |
| 10 | Utah | 2 |
| 11 | Michigan | 2 |
| 12 | Arizona | 1 |
| 13 | Louisiana | 1 |
| 14 | Maryland | 1 |
| 15 | Missouri | 1 |
| 16 | Washington | 1 |
| 17 | Wisconsin | 1 |
| 18 | New Jersey | 1 |
| 19 | Alabama | 1 |
North State Bank by industry
Industry focus
Recent SBA 7(a) approvals by North State Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | PA *****LLC | KALAMAZOO, MI | Commercial Gravure Printing | $1,415,000 |
| 2025-12 | SO *****LLC | RANCHO CUCAMONGA, CA | — | $340,000 |
| 2025-11 | Wil*****LLC | MONTGOMERY, TX | Other Scientific and Technical Consulting Services | $735,000 |
| 2025-11 | CBJ*****LLC | KNIGHTDALE, NC | Motor Vehicle Towing | $1,220,500 |
| 2025-11 | Joh*****LC. | PELHAM, AL | Coin-Operated Laundries and Drycleaners | $1,267,000 |
| 2025-11 | Wou*****LLC | EAGLE MOUNTAIN, UT | General Freight Trucking, Local | $808,000 |
| 2025-11 | MAC*****LLC | SANFORD, NC | Amusement Arcades | $425,000 |
| 2025-11 | Cap*****LLC | WILMINGTON, NC | Bed-and-Breakfast Inns | $2,025,000 |
| 2025-09 | McF*****LLC | MOUNT CLEMENS, MI | Offices of Chiropractors | $410,000 |
| 2025-09 | Mar*****Co. | JEFFERSONVILLE, IN | Commercial and Industrial Machinery and Equipment (except Automotive a | $2,140,000 |
| 2025-09 | Cha*****LLC | NORTH CHARLESTON, SC | Finish Carpentry Contractors | $1,040,000 |
| 2025-09 | 70 *****LLC | CORTLANDT MANOR, NY | Automobile and Other Motor Vehicle Merchant Wholesalers | $1,113,000 |
| 2025-08 | Fet****LLC | LONGMONT, CO | Car Washes | $392,000 |
| 2025-08 | Rob*****LLC | SAINT JOHNS, FL | — | $795,000 |
| 2025-08 | Sa****LLC | WEST ISLIP, NY | Pet Care (except Veterinary) Services | $433,000 |
| 2025-08 | NEU*****LLC | HIALEAH, FL | All Other Miscellaneous Manufacturing | $1,386,000 |
| 2025-07 | Car*****LLC | ALEDO, TX | Roofing Contractors | $1,047,500 |
| 2025-06 | BLU*****INC | CYPRESS, TX | Landscaping Services | $425,000 |
| 2025-06 | P&C*****nc. | JACKSONVILLE, FL | Automotive Body, Paint, and Interior Repair and Maintenance | $840,000 |
| 2025-06 | The*****LLC | GREENSBORO, NC | Elementary and Secondary Schools | $1,765,000 |
| 2025-05 | EBE*****LLC | LITHIA, FL | Child Day Care Services | $483,000 |
| 2025-04 | Mon*****LLC | LOS ANGELES, CA | Full-Service Restaurants | $531,000 |
| 2025-03 | J3D*****LLC | CAPE CORAL, FL | Limited-Service Restaurants | $788,000 |
| 2025-03 | Mad*****LLC | OXFORD, NC | Upholstered Household Furniture Manufacturing | $1,000,000 |
| 2025-03 | Riv*****LLC | MOORESVILLE, NC | Child Day Care Services | $402,000 |
| 2025-02 | Bli*****LLC | SAINT LOUIS, MO | — | $3,218,000 |
| 2025-02 | Mad*****LLC | Siesta Key, FL | Snack and Nonalcoholic Beverage Bars | $405,000 |
| 2025-02 | J. *****nc. | PHOENIX, AZ | — | $356,000 |
| 2025-01 | SK&*****nc. | CARMEL, IN | All Other Specialty Trade Contractors | $320,000 |
| 2024-12 | ISH*****LLC | APEX, NC | Child Day Care Services | $302,000 |
| 2024-12 | RPS***** PC | WILMINGTON, NC | Tax Preparation Services | $300,000 |
| 2024-12 | All*****nc. | RALEIGH, NC | Special Needs Transportation | $313,500 |
| 2024-12 | NEX*****LLC | DALLAS, TX | All Other Specialty Trade Contractors | $267,000 |
| 2024-12 | EVE*****.C. | COLDWATER, MI | Commercial Gravure Printing | $572,000 |
| 2024-11 | Gra*****LLC | NORTHVILLE, MI | Pet Care (except Veterinary) Services | $335,000 |
| 2024-11 | AgB*****ted | SAN ANTONIO, TX | Other Building Finishing Contractors | $300,200 |
| 2024-11 | KGS*****LLC | CEDAR PARK, TX | Full-Service Restaurants | $469,000 |
| 2024-10 | M&G*****LLC | COLUMBUS, OH | Limited-Service Restaurants | $466,500 |
| 2024-09 | B&W*****td. | MINT HILL, NC | Roofing Contractors | $361,600 |
| 2024-09 | Dar*****ers | HAWTHORNE, CA | Drycleaning and Laundry Services (except Coin-Operated) | $544,500 |
| 2024-08 | D'C*****LLC | FRISCO, TX | Solid Waste Collection | $176,300 |
| 2024-08 | Ink*****LLC | SALT LAKE CITY, UT | Solid Waste Collection | $720,000 |
| 2024-08 | Foo****LLC | CHARLOTTE, NC | Drinking Places (Alcoholic Beverages) | $743,000 |
| 2024-08 | Ink*****LLC | SALT LAKE CITY, UT | Solid Waste Collection | $720,000 |
| 2024-07 | ARK*****NC. | FORT MYERS, FL | Other Heavy and Civil Engineering Construction | $960,000 |
| 2024-07 | Ha***e's | ROCKY MOUNT, NC | Limited-Service Restaurants | $4,500,000 |
| 2024-07 | Sta*****LLC | JACKSONVILLE, FL | Machine Shops | $322,000 |
| 2024-07 | Fic*****LLC | SOUTH JORDAN, UT | Cable Networks | $625,000 |
| 2024-06 | She*****LLC | IDAHO FALLS, ID | Janitorial Services | $150,000 |
| 2024-06 | Mai*****LLC | AUBURN, ME | Residential Remodelers | $362,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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