Incrediblebank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
77
by Incrediblebank
Total Volume
$87,531,300
approved amount
Median Loan Size
$800,000
per approval
Recent Activity
1
last 90 days through May 2025
Incrediblebank is a regional lender primarily serving California, Michigan, Wisconsin lending across 31 different industries. With 77 SBA 7(a) approvals and a typical loan size of $800,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Incrediblebank's SBA 7(a) lending history
Sweet spot: $350K–$1M loans
40% of Incrediblebank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $786,000, with the middle 50% of loans between $385,000 and $1,340,000. If your loan request is in this range, you may see a faster, smoother process.
Regional focus: California, Michigan, Wisconsin
Incrediblebank concentrates their SBA lending in 24 states, with 39% of activity in California (14%), Michigan (13%), Wisconsin (12%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Declining SBA activity
Incrediblebank's SBA lending has slowed recently — 6 approvals in the last 6 months vs. 11 in the prior period (-45%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Larger-than-average loan sizes
Incrediblebank's median loan of $800,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.
Smaller SBA program
Incrediblebank has 77 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Diversified: 31 industries served
Incrediblebank lends across 31 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Incrediblebank
Loan size distribution
Based on 87 SBA 7(a) approvals
Summary
Median (50th percentile)
$786,000
25th percentile
$385,000
75th percentile
$1,340,000
Average
$1,093,532
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | California | 11 |
| 2 | Michigan | 10 |
| 3 | Wisconsin | 9 |
| 4 | Florida | 7 |
| 5 | Texas | 6 |
| 6 | Colorado | 5 |
| 7 | Maryland | 4 |
| 8 | Pennsylvania | 3 |
| 9 | Indiana | 3 |
| 10 | New York | 3 |
| 11 | Georgia | 2 |
| 12 | North Carolina | 2 |
| 13 | Utah | 1 |
| 14 | Louisiana | 1 |
| 15 | Alabama | 1 |
| 16 | Illinois | 1 |
| 17 | Massachusetts | 1 |
| 18 | Kentucky | 1 |
| 19 | Nevada | 1 |
| 20 | Arkansas | 1 |
| 21 | Maine | 1 |
| 22 | Ohio | 1 |
| 23 | South Carolina | 1 |
| 24 | Tennessee | 1 |
Incrediblebank by industry
Industry focus
Recent SBA 7(a) approvals by Incrediblebank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-05 | RAC*****LLC | MADISON, WI | Promoters of Performing Arts, Sports, and Similar Events with Faciliti | $300,000 |
| 2024-12 | FOR*****LLC | NEGAUNEE, MI | Fitness and Recreational Sports Centers | $150,000 |
| 2024-10 | GIL*****LLC | RHINELANDER, WI | Finish Carpentry Contractors | $612,000 |
| 2024-06 | AMJ*****INC | MARQUETTE, MI | General Automotive Repair | $1,506,000 |
| 2024-02 | Sim*****nc. | SUSSEX, WI | Engineering Services | $600,000 |
| 2024-01 | THE*****LLC | MCKINNEY, TX | — | $675,300 |
| 2023-11 | Jal*****Inn | ONEONTA, AL | Hotels (except Casino Hotels) and Motels | $1,175,000 |
| 2023-11 | Des*****kro | LOS ANGELES, CA | Other Accounting Services | $392,000 |
| 2023-11 | Si***LLC | PALESTINE, TX | — | $1,410,000 |
| 2023-08 | Bir*****nc. | NAPLES, FL | Wood Kitchen Cabinet and Countertop Manufacturing | $1,120,000 |
| 2023-08 | FIR*****NC. | REDFORD, MI | General Freight Trucking, Long Distance, Truckload | $1,945,000 |
| 2023-04 | Sho*****LLC | CELINA, TX | Sporting and Athletic Goods Manufacturing | $5,000,000 |
| 2023-03 | Spo*****LLC | PLOVER, WI | Full-Service Restaurants | $350,000 |
| 2022-11 | DFW*****Inc | PLANO, TX | Retail Bakeries | $150,000 |
| 2022-11 | GM *****LLC | TRUMANN, AR | Hotels (except Casino Hotels) and Motels | $1,731,000 |
| 2022-10 | UPK****LLC | WESLEY CHAPEL, FL | Private Mail Centers | $385,000 |
| 2022-10 | Jaw*****Inc | WORTHINGTON, IN | Motor Vehicle Parts (Used) Merchant Wholesalers | $657,000 |
| 2022-08 | Pun*****LLC | RIVERVIEW, FL | Private Mail Centers | $500,000 |
| 2022-08 | APS*****Inc | WESTBOROUGH, MA | Couriers | $830,000 |
| 2022-08 | Nya*****nc. | LOS ANGELES, CA | Other Motion Picture and Video Industries | $5,000,000 |
| 2022-06 | NOR*****LC. | PALM COAST, FL | Full-Service Restaurants | $1,210,000 |
| 2022-04 | 390*****LLC | LAKEWOOD, CO | Child Day Care Services | $1,340,000 |
| 2022-03 | KR****LLC | SCHERTZ, TX | Computer Training | $386,000 |
| 2022-03 | Pos*****LLC | Miami, FL | Coastal and Great Lakes Passenger Transportation | $55,000 |
| 2022-02 | Oak****LLC | PIKE ROAD, AL | Electronic Shopping and Mail-Order Houses | $805,000 |
| 2022-02 | THE***** #4 | GRETNA, LA | — | $474,000 |
| 2022-02 | GB *****nc. | ANTIGO, WI | Electrical Contractors | $430,000 |
| 2022-02 | The*****nc. | MARQUETTE, MI | Cut Stone and Stone Product Manufacturing | $1,030,000 |
| 2022-01 | Cow*****Inc | MARSHALL, TX | Gasoline Stations with Convenience Stores | $1,410,000 |
| 2021-11 | DIP*****LLC | MOBILE, AL | Gasoline Stations with Convenience Stores | $786,000 |
| 2021-11 | Goo*****LLC | LaGrange, KY | Software Publishers | $1,075,000 |
| 2021-11 | Web*****LLC | BELL GARDENS, CA | Gasoline Stations with Convenience Stores | $2,590,000 |
| 2021-11 | Har*****LLC | Auburn, ME | Hotels (except Casino Hotels) and Motels | $1,083,000 |
| 2021-08 | Ram*****nc. | FLINT, MI | Beer, Wine, and Liquor Stores | $568,000 |
| 2021-08 | Ben*****nc. | VERONA, WI | Custom Computer Programming Services | $200,000 |
| 2021-08 | CHE*****TER | STEVENS POINT, WI | General Automotive Repair | $910,000 |
| 2021-08 | VAN*****LLC | DETROIT, MI | Gasoline Stations with Convenience Stores | $1,112,500 |
| 2021-08 | Shi*****LLC | NORTH FORT MYERS, FL | Hotels (except Casino Hotels) and Motels | $3,688,000 |
| 2021-07 | Sta*****nc. | TAYLOR, MI | Beer, Wine, and Liquor Stores | $957,000 |
| 2021-07 | 3DS*****Inc | INDIANAPOLIS, IN | Bowling Centers | $250,000 |
| 2021-06 | Ide*****LLC | NORTHRIDGE, CA | Meat and Meat Product Merchant Wholesalers | $5,000,000 |
| 2021-05 | J.C*****nc. | Seymour, IN | Funeral Homes and Funeral Services | $4,670,000 |
| 2021-05 | Mav*****LLC | AMERICAN FORK, UT | Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal | $2,066,000 |
| 2021-05 | GE***LLC | TAMPA, FL | Elementary and Secondary Schools | $2,460,000 |
| 2021-05 | Lou*****.C. | WEST FRIENDSHIP, MD | Full-Service Restaurants | $2,425,000 |
| 2021-04 | JJ *****INC | MOUNT VERNON, NY | Masonry Contractors | $858,000 |
| 2021-03 | TIN*****SCO | San Francisco, CA | Pharmacies and Drug Stores | $800,000 |
| 2021-03 | N K*****LLC | ATLANTA, GA | Offices of Physicians, Mental Health Specialists | $1,042,000 |
| 2021-02 | WES*****LLC | KALAMAZOO, MI | Beer, Wine, and Liquor Stores | $410,000 |
| 2021-02 | J&H*****LLC | LONGMONT, CO | Industrial Supplies Merchant Wholesalers | $691,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
Check your fit with Incrediblebank
See how well this lender matches your specific business profile.
Check your lender fit