Clear Mountain Bank, INC.: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
30
by Clear Mountain Bank, INC.
Total Volume
$4,669,500
approved amount
Median Loan Size
$61,350
per approval
Recent Activity
3
last 90 days through Apr 2025
Clear Mountain Bank, INC. is a lender serving West Virginia and Maryland and Vermont lending across 14 different industries. With 30 SBA 7(a) approvals and a typical loan size of $61,350, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Clear Mountain Bank, INC.'s SBA 7(a) lending history
Local lender: primarily West Virginia
Clear Mountain Bank, INC. focuses their SBA lending in 4 states, with 80% in West Virginia. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.
Declining SBA activity
Clear Mountain Bank, INC.'s SBA lending has slowed recently — 7 approvals in the last 6 months vs. 10 in the prior period (-30%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Typical loan: $109,800
Clear Mountain Bank, INC.'s median SBA loan is $109,800, with the middle 50% between $50,000 and $300,000. They handle a range of loan sizes without strong concentration in any single band.
Smaller loan specialist
Clear Mountain Bank, INC.'s median loan of $61,350 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.
Smaller SBA program
Clear Mountain Bank, INC. has 30 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Diversified: 14 industries served
Clear Mountain Bank, INC. lends across 14 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Clear Mountain Bank, INC.
Loan size distribution
Based on 103 SBA 7(a) approvals
Summary
Median (50th percentile)
$109,800
25th percentile
$50,000
75th percentile
$300,000
Average
$217,252
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | West Virginia | 24 |
| 2 | Maryland | 4 |
| 3 | Pennsylvania | 1 |
| 4 | Vermont | 1 |
Clear Mountain Bank, INC. by industry
Industry focus
Recent SBA 7(a) approvals by Clear Mountain Bank, INC.
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-09 | Cha*****LLC | MORGANTOWN, WV | Mobile Food Services | $61,000 |
| 2025-04 | Eve*****LLC | HOPWOOD, PA | Security Systems Services (except Locksmiths) | $335,000 |
| 2025-03 | Out*****LLC | BRUCETON MILLS, WV | General Freight Trucking, Long Distance, Truckload | $35,000 |
| 2024-05 | K R*****LLC | MORGANTOWN, WV | Car Washes | $50,000 |
| 2024-04 | Kno*****LLC | NEW MARTINSVILLE, WV | Offices of Chiropractors | $120,000 |
| 2024-03 | dal*****llc | KINGWOOD, WV | Logging | $25,000 |
| 2024-03 | Hol*****LLC | Buckhannon, WV | — | $80,000 |
| 2024-02 | Mor*****LLC | MORGANTOWN, WV | Special Needs Transportation | $18,400 |
| 2024-02 | dal*****llc | KINGWOOD, WV | New Single-Family Housing Construction (except Operative Builders) | $80,000 |
| 2024-02 | Con*****LLC | MANNINGTON, WV | New Single-Family Housing Construction (except Operative Builders) | $55,800 |
| 2024-02 | Con*****LLC | MANNINGTON, WV | New Single-Family Housing Construction (except Operative Builders) | $37,800 |
| 2024-01 | Mae****LLC | MORGANTOWN, WV | All Other Miscellaneous Ambulatory Health Care Services | $162,500 |
| 2023-12 | Sla*****LLC | CHARLESTON, WV | Coin-Operated Laundries and Drycleaners | $500,000 |
| 2023-08 | Ski*****LLC | MORGANTOWN, WV | Beauty Salons | $75,000 |
| 2023-06 | Rob*****LLC | MAX MEADOWS, VA | Lessors of Other Real Estate Property | $72,500 |
| 2023-03 | C-J*****LLC | MORGANTOWN, WV | Poured Concrete Foundation and Structure Contractors | $75,000 |
| 2023-03 | EDM*****ing | OAKLAND, MD | General Freight Trucking, Local | $55,000 |
| 2023-02 | Bar*****LLC | MORGANTOWN, WV | Pet Care (except Veterinary) Services | $65,000 |
| 2023-01 | Con*****LLC | MANNINGTON, WV | New Single-Family Housing Construction (except Operative Builders) | $50,600 |
| 2022-10 | Edg*****LLC | MORGANTOWN, WV | — | $350,000 |
| 2022-04 | KLM*****nc. | Morgantown, WV | Administrative Management and General Management Consulting Services | $1,637,000 |
| 2022-04 | Kev****ose | MORGANTOWN, WV | Janitorial Services | $155,000 |
| 2022-01 | BRU*****LLC | BRUCETON MILLS, WV | Offices of Physicians (except Mental Health Specialists) | $25,000 |
| 2022-01 | GUA*****INC | BRUCETON MILLS, WV | Child Day Care Services | $285,000 |
| 2021-10 | Val*****rts | AURORA, WV | Home and Garden Equipment Repair and Maintenance | $45,000 |
| 2021-10 | Tak*****LLC | MORGANTOWN, WV | Other Clothing Stores | $148,000 |
| 2021-09 | Mou*****LLC | MORGANTOWN, WV | Offices of Dentists | $429,000 |
| 2021-08 | Pam*****LLC | MORGANTOWN, WV | Pet Care (except Veterinary) Services | $680,000 |
| 2021-08 | Pam*****LLC | MORGANTOWN, WV | Pet Care (except Veterinary) Services | $120,000 |
| 2021-08 | Law*****LLC | Morgantown, WV | Landscaping Services | $215,000 |
| 2021-08 | Red*****LLC | Oakland, MD | Linen Supply | $75,000 |
| 2021-08 | Son*****LLC | Swanton, MD | Linen Supply | $745,000 |
| 2021-08 | A A*****LLC | Kingwood, WV | Limited-Service Restaurants | $175,000 |
| 2021-08 | Wat*****LLC | MORGANTOWN, WV | Freestanding Ambulatory Surgical and Emergency Centers | $349,000 |
| 2021-07 | Mar*****LLC | MC HENRY, MD | Beauty Salons | $40,000 |
| 2021-07 | Mou*****LLC | MORGANTOWN, WV | Lessors of Nonresidential Buildings (except Miniwarehouses) | $67,000 |
| 2021-07 | Wil*****nc. | Morgantown, WV | All Other Miscellaneous Fabricated Metal Product Manufacturing | $200,000 |
| 2021-07 | JKC*****LLC | MAIDSVILLE, WV | Offices of Certified Public Accountants | $108,000 |
| 2021-06 | McF*****LLC | TERRA ALTA, WV | Automotive Body, Paint, and Interior Repair and Maintenance | $112,500 |
| 2021-06 | Mat*****ion | BRUCETON MILLS, WV | Solid Waste Collection | $171,700 |
| 2021-06 | Ris*****LLC | MORGANTOWN, WV | Fitness and Recreational Sports Centers | $540,000 |
| 2021-05 | Cyn*****sky | Bridgeport, WV | Offices of Optometrists | $460,000 |
| 2021-05 | Jor*****ist | MORGANTOWN, WV | Offices of Optometrists | $700,000 |
| 2021-04 | Pr****LLC | MORGANTOWN, WV | All Other Miscellaneous Store Retailers (except Tobacco Stores) | $20,000 |
| 2021-04 | Fie*****Inc | Masontown, WV | Funeral Homes and Funeral Services | $400,000 |
| 2021-04 | Ver*****LLC | Reedsville, WV | Testing Laboratories | $153,000 |
| 2021-04 | Nat*****ore | Reedsville, WV | Specialized Freight (except Used Goods) Trucking, Local | $128,300 |
| 2021-03 | Nur*****LLC | MORGANTOWN, WV | Nursing Care Facilities | $109,800 |
| 2021-03 | Hal*****LLC | Morgantown, WV | Commercial and Industrial Machinery and Equipment (except Automotive a | $34,600 |
| 2021-03 | Hal*****LLC | Morgantown, WV | Commercial and Industrial Machinery and Equipment (except Automotive a | $24,700 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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