Central Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
125
by Central Bank
Total Volume
$54,225,700
approved amount
Median Loan Size
$250,000
per approval
Recent Activity
8
last 90 days through Nov 2025
Central Bank is a regional lender primarily serving Utah, Iowa, Florida lending across 36 different industries. With 125 SBA 7(a) approvals and a typical loan size of $250,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Central Bank's SBA 7(a) lending history
Regional focus: Utah, Iowa, Florida
Central Bank concentrates their SBA lending in 7 states, with 97% of activity in Utah (88%), Iowa (5%), Florida (4%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Declining SBA activity
Central Bank's SBA lending has slowed recently — 10 approvals in the last 6 months vs. 13 in the prior period (-23%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Active SBA participant
Central Bank has 125 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Typical loan: $250,000
Central Bank's median SBA loan is $250,000, with the middle 50% between $116,400 and $500,000. They handle a range of loan sizes without strong concentration in any single band.
Diversified: 36 industries served
Central Bank lends across 36 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Central Bank
Loan size distribution
Based on 131 SBA 7(a) approvals
Summary
Median (50th percentile)
$250,000
25th percentile
$116,400
75th percentile
$500,000
Average
$430,470
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Utah | 110 |
| 2 | Iowa | 6 |
| 3 | Florida | 5 |
| 4 | Texas | 1 |
| 5 | Alabama | 1 |
| 6 | Georgia | 1 |
| 7 | Mississippi | 1 |
Central Bank by industry
Industry focus
Recent SBA 7(a) approvals by Central Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-11 | Pre*****LLC | SPIRIT LAKE, IA | Electrical Contractors | $200,000 |
| 2025-11 | Hux*****LLC | COALVILLE, UT | Site Preparation Contractors | $250,000 |
| 2025-11 | A-T*****LLC | SALT LAKE CITY, UT | Other Specialized Design Services | $150,000 |
| 2025-08 | AME*****NC. | PROVO, UT | Other Individual and Family Services | $75,000 |
| 2025-08 | FT****rp. | LINDON, UT | Other Building Finishing Contractors | $300,000 |
| 2025-08 | Red*****nc. | LEHI, UT | — | $310,000 |
| 2025-07 | The*****hip | Woodland Hills, UT | Theater Companies and Dinner Theaters | $250,000 |
| 2025-06 | Eli*****ing | LINDON, UT | Medicinal and Botanical Manufacturing | $250,000 |
| 2025-05 | ALL*****LLC | BLUFFDALE, UT | Plumbing, Heating, and Air-Conditioning Contractors | $250,000 |
| 2025-04 | Sea*****nc. | MANSFIELD, GA | Limited-Service Restaurants | $1,358,000 |
| 2025-03 | Fra*****nc. | AMERICAN FORK, UT | Engineering Services | $500,000 |
| 2025-03 | But*****LLC | MAPLETON, UT | All Other Amusement and Recreation Industries | $600,000 |
| 2025-02 | Mt *****LLC | LOGAN, UT | Snack and Nonalcoholic Beverage Bars | $595,800 |
| 2025-02 | RG****bal | LINDON, UT | Medicinal and Botanical Manufacturing | $1,000,000 |
| 2025-02 | THE*****LLC | OREM, UT | Sports and Recreation Instruction | $150,000 |
| 2025-02 | WES*****NC. | Palmer, IA | Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Sta | $5,000,000 |
| 2025-01 | Plu*****LLC | JACKSONVILLE, FL | Sports and Recreation Instruction | $407,000 |
| 2025-01 | Sup*****LLC | SPRINGVILLE, UT | Electrical Contractors | $500,000 |
| 2025-01 | Har*****LLC | SPRINGVILLE, UT | Educational Support Services | $500,000 |
| 2024-12 | Hal****nc. | PROVO, UT | Other Computer Related Services | $102,100 |
| 2024-11 | Cri*****nc. | LINDON, UT | Machine Tool Manufacturing | $1,408,000 |
| 2024-11 | Cri*****nc. | LINDON, UT | Machine Tool Manufacturing | $400,000 |
| 2024-10 | Chu*****LLC | SALT LAKE CITY, UT | Snack and Nonalcoholic Beverage Bars | $75,000 |
| 2024-08 | Ste*****.C. | LEHI, UT | Freight Transportation Arrangement | $149,900 |
| 2024-08 | APL*****NC. | PLEASANT GROVE, UT | Other Scientific and Technical Consulting Services | $500,000 |
| 2024-08 | Pur*****LLC | OREM, UT | Environmental Consulting Services | $450,000 |
| 2024-08 | JDM*****LLC | SOUTH JORDAN, UT | General Automotive Repair | $340,000 |
| 2024-07 | Wic*****.C. | MIDVALE, UT | Full-Service Restaurants | $375,000 |
| 2024-05 | GRA*****LLC | PLEASANT GROVE, UT | Cookie and Cracker Manufacturing | $3,000,000 |
| 2024-05 | IMN*****LLC | PAYSON, UT | Medicinal and Botanical Manufacturing | $3,085,000 |
| 2024-04 | Hen*****LLC | PROVO, UT | Caterers | $220,000 |
| 2024-02 | Gre*****LLC | OREM, UT | Landscaping Services | $474,300 |
| 2024-02 | Lip*****LLC | SOUTH JORDAN, UT | Offices of Physicians (except Mental Health Specialists) | $100,000 |
| 2024-02 | Lip*****LLC | SOUTH JORDAN, UT | Offices of Physicians (except Mental Health Specialists) | $850,000 |
| 2024-02 | San*****ody | JACKSONVILLE, FL | Automotive Body, Paint, and Interior Repair and Maintenance | $550,000 |
| 2024-01 | Sec*****orp | SARATOGA SPRINGS, UT | All Other Personal Services | $150,000 |
| 2024-01 | Lim*****LLC | MOUNT PLEASANT, UT | Outpatient Mental Health and Substance Abuse Centers | $688,000 |
| 2023-12 | Uce*****.C. | PROVO, UT | Educational Support Services | $787,100 |
| 2023-12 | Tod*****Inc | MAPLETON, UT | Wood Kitchen Cabinet and Countertop Manufacturing | $350,000 |
| 2023-11 | Des*****nc. | SPRINGVILLE, UT | Dental Laboratories | $657,200 |
| 2023-10 | Fir*****LLC | MIDVALE, UT | Upholstered Household Furniture Manufacturing | $825,000 |
| 2023-08 | Ode*****LLC | AMERICAN FORK, UT | — | $137,000 |
| 2023-07 | Eri*****LLC | PROVO, UT | — | $150,000 |
| 2023-05 | BV*** | PLEASANT GROVE, UT | — | $65,800 |
| 2023-05 | Scu*****LLC | OGDEN, UT | Flight Training | $71,800 |
| 2023-05 | Bla*****LLC | WEST JORDAN, UT | — | $2,903,000 |
| 2023-04 | Ell*****nc. | MAPLETON, UT | All Other Specialty Trade Contractors | $286,700 |
| 2023-04 | Big*****nc. | LEHI, UT | Other Commercial and Industrial Machinery and Equipment Rental and Lea | $354,000 |
| 2023-04 | GS****LLC | SALT LAKE CITY, UT | Home Health Care Services | $500,000 |
| 2023-02 | BC *****LLC | OREM, UT | Fitness and Recreational Sports Centers | $273,500 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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