Capital Bank, National Association: SBA Lending Activity & Industry Focus

Multi-state (24 states)Diverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

120

by Capital Bank, National Association

Total Volume

$75,123,000

approved amount

Median Loan Size

$350,000

per approval

Recent Activity

6

last 90 days through Nov 2025

Capital Bank, National Association is a regional lender primarily serving Virginia, North Carolina, Maryland lending across 27 different industries. With 120 SBA 7(a) approvals and a typical loan size of $350,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Capital Bank, National Association's SBA 7(a) lending history

Regional focus: Virginia, North Carolina, Maryland

Capital Bank, National Association concentrates their SBA lending in 24 states, with 37% of activity in Virginia (17%), North Carolina (10%), Maryland (10%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Active SBA participant

Capital Bank, National Association has 120 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.

Typical loan: $350,000

Capital Bank, National Association's median SBA loan is $350,000, with the middle 50% between $200,000 and $500,000. They handle a range of loan sizes without strong concentration in any single band.

Diversified: 27 industries served

Capital Bank, National Association lends across 27 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Steady lending pace

Capital Bank, National Association's SBA activity has been relatively stable, with 13 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Capital Bank, National Association

20%loan volume YoY
37%dollar volume YoY
Total loaned ($)
Median loan size
Jul '22Nov '22Apr '23Aug '23Jan '24Aug '24Dec '24Jun '25

Loan size distribution

Based on 127 SBA 7(a) approvals

Under $50K0 (0%)
$50K–$150K15 (12%)
$150K–$350K46 (36%)
$350K–$1M49 (39%)
$1M–$5M17 (13%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$350,000

25th percentile

$200,000

75th percentile

$500,000

Average

$609,787

Typical range

$200,000
$500,000

States served

State-by-state lending activity

#StateApprovals
1Virginia20
2Maryland12
3North Carolina12
4California10
5New York9
6Florida9
7Texas8
8Georgia8
9South Carolina6
10Washington4
11Arizona4
12Tennessee3
13Michigan2
14New Jersey2
15Illinois2
16Alabama1
17West Virginia1
18New Mexico1
19Wisconsin1
20Colorado1
21Indiana1
22District of Columbia1
23Nevada1
24Iowa1

Capital Bank, National Association by industry

Industry focus

Recent SBA 7(a) approvals by Capital Bank, National Association

MonthBorrowerAmount
2025-11DC *****LLC$270,000
2025-08Pur*****ake$350,000
2025-08JR *****LLC$250,000
2025-08TK *****LLC$870,000
2025-06ASH*****LLC$350,000
2025-06LAW*****.C.$275,000
2025-03Hea*****nc.$300,000
2025-03Abu*****ion$350,000
2025-01Shi*****LLC$320,000
2025-01Sim*****LLC$100,000
2024-12IRA*****LLC$400,000
2024-12IRA*****LLC$3,790,000
2024-12Mur*****LLC$630,400
2024-11Phe*****LLC$500,000
2024-10Psy*****LLC$120,000
2024-08Mor*****Inc$400,000
2024-08Rok*****.S.$180,000
2024-03Res*****.C.$500,000
2024-02Smi*****nc.$800,000
2024-02Rhe*****LLC$300,000
2024-02Hum*****nc.$500,000
2024-02Lig*****.C.$500,000
2024-01Kol*****LLC$500,000
2024-01V1s*****ion$500,000
2023-12Int*****LLC$250,000
2023-11Kin*****LLC$1,000,000
2023-11Mec*****nc.$3,657,500
2023-11Ste***** Co$423,300
2023-11Flo*****ics$75,000
2023-11Ten*****LLC$450,000
2023-08Enl*****LLC$350,000
2023-08MH *****LLC$250,000
2023-08Acc*****LLC$165,000
2023-08QNo*****LLC$500,000
2023-07Ame*****Inc$150,000
2023-07Ame*****nc.$1,198,000
2023-07Alt*****LLC$650,000
2023-05Acc*****nc.$350,000
2023-04Ki****LLC$1,193,200
2023-03Mac*****nc.$255,000
2023-02J/M*****nc.$4,005,000
2023-02E &*****LLC$150,000
2023-02E &*****LLC$150,000
2023-02CN***LLC$184,000
2023-02Ova*****LLP$200,000
2023-02Ki***LLC$2,950,000
2022-11Dor*****Inc$261,400
2022-11KRS*****Inc$787,200
2022-10Bea*****LLC$250,000
2022-08Dum*****LLC$200,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Check your fit with Capital Bank, National Association

See how well this lender matches your specific business profile.

Check your lender fit