Cache Valley Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
75
by Cache Valley Bank
Total Volume
$31,917,900
approved amount
Median Loan Size
$225,000
per approval
Recent Activity
2
last 90 days through Aug 2025
Cache Valley Bank is a regional lender primarily serving Utah, Idaho, Nevada lending across 33 different industries. With 75 SBA 7(a) approvals and a typical loan size of $225,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Cache Valley Bank's SBA 7(a) lending history
Accelerating SBA activity
Cache Valley Bank's SBA lending is trending up — 19 approvals in the last 6 months vs. 14 in the prior period (+36%). Increasing volume can signal improved capacity and appetite for new borrowers.
Regional focus: Utah, Idaho, Nevada
Cache Valley Bank concentrates their SBA lending in 9 states, with 88% of activity in Utah (79%), Idaho (5%), Nevada (4%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Typical loan: $225,000
Cache Valley Bank's median SBA loan is $225,000, with the middle 50% between $100,000 and $432,000. They handle a range of loan sizes without strong concentration in any single band.
Smaller loan specialist
Cache Valley Bank's median loan of $225,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.
Smaller SBA program
Cache Valley Bank has 75 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Diversified: 33 industries served
Cache Valley Bank lends across 33 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Cache Valley Bank
Loan size distribution
Based on 231 SBA 7(a) approvals
Summary
Median (50th percentile)
$225,000
25th percentile
$100,000
75th percentile
$432,000
Average
$433,233
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Utah | 59 |
| 2 | Idaho | 4 |
| 3 | Nevada | 3 |
| 4 | Texas | 2 |
| 5 | Georgia | 2 |
| 6 | California | 2 |
| 7 | North Carolina | 1 |
| 8 | Mississippi | 1 |
| 9 | Wyoming | 1 |
Cache Valley Bank by industry
Industry focus
Recent SBA 7(a) approvals by Cache Valley Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-09 | EFF*****LLC | BRYAN, TX | Snack and Nonalcoholic Beverage Bars | $432,000 |
| 2025-08 | ENO***** PC | CEDAR CITY, UT | All Other Outpatient Care Centers | $420,000 |
| 2025-08 | Wes*****LLC | PRESTON, ID | All Other Miscellaneous Fabricated Metal Product Manufacturing | $371,100 |
| 2025-08 | Wes*****LLC | PRESTON, ID | All Other Miscellaneous Fabricated Metal Product Manufacturing | $75,000 |
| 2025-07 | ORE*****LLC | HYRUM, UT | Plumbing, Heating, and Air-Conditioning Contractors | $85,000 |
| 2025-07 | T&T*****LLC | WELLSVILLE, UT | All Other Miscellaneous Waste Management Services | $42,500 |
| 2025-07 | J &*****ent | CEDAR CITY, UT | Residential Property Managers | $234,000 |
| 2025-05 | G.O*****LLC | BLUFFDALE, UT | Barber Shops | $4,400,000 |
| 2025-04 | CHR*****LLC | RICHMOND, UT | All Other Specialty Trade Contractors | $258,200 |
| 2025-03 | INT*****NC. | TUCKER, GA | Home and Garden Equipment Repair and Maintenance | $350,000 |
| 2025-03 | Dow*****LLC | TOOELE, UT | All Other Personal Services | $840,800 |
| 2025-03 | TUR*****NC. | SALT LAKE CITY, UT | All Other Specialty Trade Contractors | $2,500,000 |
| 2025-03 | Dow*****LLC | TOOELE, UT | All Other Personal Services | $50,000 |
| 2025-03 | NOR*****LLC | RENO, NV | Limited-Service Restaurants | $450,000 |
| 2025-03 | Cam*****ies | ADA, OK | — | $550,000 |
| 2025-03 | KRA*****LLC | WOODS CROSS, UT | — | $300,000 |
| 2025-03 | PIN*****LLC | NEPHI, UT | All Other Professional, Scientific, and Technical Services | $75,000 |
| 2025-03 | PEK*****LLC | REXBURG, ID | Limited-Service Restaurants | $373,600 |
| 2025-03 | BLA*****LLC | LOGAN, UT | Residential Remodelers | $75,000 |
| 2025-02 | UPP*****LLC | NORTH LOGAN, UT | Commercial and Institutional Building Construction | $50,000 |
| 2025-02 | CLE*****LLC | OGDEN, UT | All Other Personal Services | $650,000 |
| 2025-02 | NEC*****LLC | SALT LAKE CITY, UT | Temporary Help Services | $500,000 |
| 2025-02 | AUT*****LLC | CLARKSTON, UT | Other Accounting Services | $50,000 |
| 2025-02 | RAU*****LLC | CEDAR CITY, UT | Solid Waste Collection | $74,000 |
| 2025-02 | LEA*****LLC | LAYTON, UT | Offices of Certified Public Accountants | $100,000 |
| 2025-01 | ARR*****LLC | PLYMOUTH, UT | General Freight Trucking, Local | $150,000 |
| 2024-11 | PRO*****LLC | RICHMOND, UT | Offices of Other Holding Companies | $300,000 |
| 2024-10 | THO*****LLC | HYRUM, UT | Truck Trailer Manufacturing | $20,000 |
| 2024-10 | L G***** PC | NORTH OGDEN, UT | Tax Preparation Services | $289,000 |
| 2024-09 | CRA*****LLC | LAYTON, UT | Janitorial Services | $157,500 |
| 2024-08 | NEV*****LLC | ST GEORGE, UT | — | $100,000 |
| 2024-08 | JOL*****CO. | UINTAH, UT | Site Preparation Contractors | $200,000 |
| 2024-08 | HIG*****LLC | LOGAN, UT | — | $830,000 |
| 2024-07 | T.C*****LLC | Washington, UT | Recyclable Material Merchant Wholesalers | $2,000,000 |
| 2024-07 | D'S*****LLC | PORTAGE, UT | Landscaping Services | $150,000 |
| 2024-07 | D'S*****LLC | PORTAGE, UT | Landscaping Services | $50,000 |
| 2024-06 | MUS*****NC. | WASHINGTON, UT | Other Personal and Household Goods Repair and Maintenance | $65,000 |
| 2024-06 | LUX*****LLC | PRESTON, ID | Automotive Body, Paint, and Interior Repair and Maintenance | $10,000 |
| 2024-05 | PRO*****INC | PRESTON, ID | Iron and Steel Pipe and Tube Manufacturing from Purchased Steel | $500,000 |
| 2024-04 | DR.*****LLC | HYRUM, UT | Janitorial Services | $40,000 |
| 2024-04 | UPS*****NC. | CLINTON, UT | Promoters of Performing Arts, Sports, and Similar Events with Faciliti | $425,000 |
| 2024-04 | INT*****NC. | TUCKER, GA | Home and Garden Equipment Repair and Maintenance | $50,000 |
| 2024-04 | ASS*****LLC | OGDEN, UT | Commercial and Institutional Building Construction | $50,000 |
| 2024-03 | Jou*****LLC | STOCKTON, CA | Ambulance Services | $4,000,000 |
| 2024-02 | ASS*****LLC | OGDEN, UT | Commercial and Institutional Building Construction | $90,000 |
| 2024-02 | IND*****.C. | MORGAN, UT | — | $190,000 |
| 2024-02 | SYN*****LLC | OGDEN, UT | Engineering Services | $250,000 |
| 2024-02 | DIX*****LLC | SAINT GEORGE, UT | Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi | $33,500 |
| 2024-02 | MEM*****NC. | HYDE PARK, UT | — | $2,000,000 |
| 2024-02 | ZW2****LLC | LOGAN, UT | Siding Contractors | $100,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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