United Fidelity Bank, FSB: SBA Lending Activity & Industry Focus

Top lender in CaliforniaOffices of Real Estate Agents and Brokers specialistActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

2

by United Fidelity Bank, FSB

Total Volume

$1,036,800

approved amount

Median Loan Size

$518,400

per approval

Recent Activity

4

last 90 days through Aug 2020

United Fidelity Bank, FSB is a lender serving California and Nevada with a strong focus on Offices of Real Estate Agents and Brokers. With 2 SBA 7(a) approvals and a typical loan size of $518,400, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from United Fidelity Bank, FSB's SBA 7(a) lending history

Industry specialist: Offices of Real Estate Agents and Brokers

100% of United Fidelity Bank, FSB's SBA loans go to just 3 industries: Offices of Real Estate Agents and Brokers (100%). If your business is in one of these sectors, United Fidelity Bank, FSB likely understands your industry's economics well — a major advantage during underwriting.

Sweet spot: $350K–$1M loans

75% of United Fidelity Bank, FSB's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $496,800, with the middle 50% of loans between $420,000 and $540,000. If your loan request is in this range, you may see a faster, smoother process.

Local lender: primarily California

United Fidelity Bank, FSB focuses their SBA lending in 2 states, with 50% in California. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.

Smaller SBA program

United Fidelity Bank, FSB has 2 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Lending trends for United Fidelity Bank, FSB

Total loaned ($)
Median loan size
Jun '20Aug '20Jul '21Nov '22

Loan size distribution

Based on 4 SBA 7(a) approvals

Under $50K0 (0%)
$50K–$150K0 (0%)
$150K–$350K1 (25%)
$350K–$1M3 (75%)
$1M–$5M0 (0%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$496,800

25th percentile

$420,000

75th percentile

$540,000

Average

$434,825

Typical range

$420,000
$540,000

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1California1
2Nevada1

United Fidelity Bank, FSB by industry

Industry focus

#IndustryNAICSApprovals
1Lessors of Other Real Estate Property5312

Recent SBA 7(a) approvals by United Fidelity Bank, FSB

MonthBorrowerAmount
2022-1145**LLC$420,000
2021-07Sou*****LLC$282,500
2020-08ULT*****LLC$496,800
2020-06Hil*****LLC$540,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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